Credit union · NCUA insured
Ocala Community Credit Union Credit Card Rates
Ocala Community Credit Union credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 30, 2026.
How Ocala Community Credit Union’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Ocala Community Credit Union
7.99%APR
Mastercard Gold
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Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Basic
Fixed rate card program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Low fixed rate of 16.00%. 25-day interest-free grace period when balance is paid in full within 25 days of billing. No annual fee, no balance transfer fee, no return payment fee, no over limit fee. 3% or $12.00 minimum Cash Advance Fee. 1% foreign transaction fee. |
Sources (1)
- ocalacommunitycu.com/mastercard · captured Oct 30, 2026
Mastercard Classic
Fixed rate card program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Low fixed rate of 10.99%. 25-day interest-free grace period when balance is paid in full within 25 days of billing. No annual fee, no balance transfer fee, no return payment fee, no over limit fee. 3% or $12.00 minimum Cash Advance Fee. 1% foreign transaction fee. |
Sources (1)
- ocalacommunitycu.com/mastercard · captured Oct 30, 2026
Mastercard Gold
Fixed rate card program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | Low fixed rate of 7.99%. 25-day interest-free grace period when balance is paid in full within 25 days of billing. No annual fee, no balance transfer fee, no return payment fee, no over limit fee. 3% or $12.00 minimum Cash Advance Fee. 1% foreign transaction fee. |
Sources (1)
- ocalacommunitycu.com/mastercard · captured Oct 30, 2026
Ocala Community Credit Union credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Ocala Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in, and businesses and other legal entities located within Marion County, Florida are eligible for membership.
Family and household
- Immediate family members (parents, children, spouses or surviving spouses, or any other relative by blood, marriage, or adoption) and domestic partners of eligible persons are eligible for membership.
Cost to join
- Pay a $3.00 membership fee upon joining.
- Deposit $5.00 into a Share Savings account (representing one share) which remains on deposit as long as you are a member.
Membership information collected October 5, 2026.