Credit union · NCUA insured
PriorityONE Credit Union Credit Card Rates
Top CarrotPriorityONE Credit Union credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How PriorityONE Credit Union’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where PriorityONE Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
PriorityONE Credit Union
12.24%APR
Visa Platinum Credit Card
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
PriorityONE Credit Union credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PriorityONE Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Approval is subject to credit union loan policies and guidelines. Rates are subject to creditworthiness. No annual fee, no fee for cash advances or balance transfers, same rate for cash advances and purchases, 25-day grace period on purchases. Average daily balance method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.74% | None | Credit score range 760+. Rate formula: (Current Prime Rate) + 5.24 = 12.74%. Monthly periodic rate 1.0200%. |
| Ongoing | 14.74% | None | Credit score range 720-759. Rate formula: (Current Prime Rate) + 7.24 = 14.74%. Monthly periodic rate 1.1866%. |
| Ongoing | 16.74% | None | Credit score range 680-719. Rate formula: (Current Prime Rate) + 9.24 = 16.74%. Monthly periodic rate 1.3533%. |
| Ongoing | 17.99% | None | Credit score range 640-679. Rate formula: (Current Prime Rate) + 11.24 = 17.99%. Monthly periodic rate 1.4991%. |
Sources (2)
All captured Oct 15, 2026
Who can join PriorityONE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives or works in Broward, Miami-Dade, or Palm Beach Counties.
Employers and groups
- Eligibility is open to active and retired professional employees, trade groups, and associations residing within Florida.
- Eligibility is open to employees of participating Select Employer Groups.
Military, government and schools
- Eligibility is open to active and retired postal or federal employees who reside within Florida.
Family and household
- Eligibility is open to immediate family members of existing members, regardless of whether they reside in the same household.
Other ways
- Eligibility is open to persons with membership in the Southeastern Credit Union Foundation (SECUF).
Membership information collected October 5, 2026.