Credit union · NCUA insured
Dade County Federal Credit Union Credit Card Rates
Dade County Federal Credit Union credit cards start at 11.65% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Dade County Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where Dade County Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dade County Federal Credit Union
11.65%APR
Visa Platinum
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Dade County Federal Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dade County Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Credit Card
Requires a security deposit of at least $200 which serves as the credit limit. For California Borrowers, the card is secured by personal property and shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.65% | None | Variable APR based on the Prime Rate. Applies to purchases, cash advances, and balance transfers. Requires a minimum deposit of $200. No annual fee. No credit check. 25-day interest-free grace period. |
Sources (2)
All captured Oct 15, 2026
Student Visa Credit Card
Must be at least 18 years old and provide proof of full-time or part-time enrollment at a college or university. Credit limit between $300 and $1,500. For California Borrowers, the Student Visa is a secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65% | None | Variable APR based on the Prime Rate for purchases, cash advances, and balance transfers. Credit limit between $300 and $1,500. 25-day interest-free grace period on new purchases. No hidden fees. |
Sources (2)
All captured Oct 15, 2026
Visa Platinum
Individuals and their families who live, work, worship, attend school, or operate a business in Palm Beach, Broward, Miami Dade, or Monroe County are eligible to join the Credit Union. For California Borrowers, the Visa Platinum is a secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.65%–17.90% | None | APR is based on creditworthiness and varies with the market based on the Prime Rate. Applies to purchases, cash advances, and balance transfers. No annual fee. No balance transfer fee. Credit limit up to $20,000. |
| Ongoing | 11.65% | None | Revolving term. As low as 11.65% APR. No annual fee. Credit limit up to $20,000. |
Sources (3)
- dcfcu.org/loans/credit-cards
- dcfcu.org/loans/loan-rates
- dcfcu.org/about-us/disclosures/visa-disclosure
All captured Oct 15, 2026
Who can join Dade County Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.