Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Oklahoma · median 13.99% APR
- 8.99%APRas low as · up to 18.99%
8.99% APR, up to 18.99%
Terms
Variable APR after that
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable APR based on creditworthiness.
Credit card score 65 · Carrot Score 65
Rate checked · Credit cards rates on its site
More details - 13.74%APRas low as · up to 21.74%
13.74% APR, up to 21.74%
Terms
Variable regular APR for purchases based on creditworthiness and prime rate (up to 24.99%).
Credit card score 65 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
After the introductory rate, variable ongoing APR is Prime + 6.99%; the account will never have an APR over 21%. Index is Prime Rate published in WSJ.
Credit card score 64 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Ongoing APR of Prime + 6.99% for purchases and cash advances. As of September 25, 2014, the Index was 3.25%. The Account will never have an APR over 21%.
Credit card score 64 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as · up to 21.99%
13.99% APR, up to 21.99%
Terms
Fixed rate. Minimum $75,000 annual household income.
Credit card score 64
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Ongoing APR of prime + 6.99%, rate cap 21%
Credit card score 64
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Variable rate of Prime + 6.99% after the first 6 months. Subject to credit approval.
Credit card score 64 · Carrot Score 64
Rate checked · Credit cards rates on its site
More details - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Formula: 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of October 28, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
More details - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 3 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 15.99%APRas low as · up to 25.74%
15.99% APR, up to 25.74%
Terms
Variable APR after the introductory period.
Credit card score 61
Rate checked · Credit cards rates on its site
More details - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 18.74%APRas low as · up to 27.74%
18.74% APR, up to 27.74%
Terms
Variable purchase APR based on your creditworthiness.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Oklahoma
14 banks and credit unions · checked Oct 23–Nov 6
- Typical
- 13.99%
- Top 10% up to
- 13.74%
- Banks, typical
- 13.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 23 branches
- American Airlines Federal Credit UnionCredit union · 3 branches
- Endurance Federal Credit UnionCredit union · 4 branches