Bank · FDIC insured
Central Bank Credit Card Rates
Central Bank credit cards start at 15.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Central Bank’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Central Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Central Bank
15.99%APR
- Up to
- 25.74% APR
World Mastercard
Lowest rate
R-G Federal Credit Union
8.75%APR
- Up to
- —
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
- Up to
- —
Central Bank credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Central Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
World Mastercard
Must be 18 years or older, U.S. citizen or resident alien with U.S. address. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for six (6) statement cycles after account opening. |
| Ongoing | 15.99%–25.74% | None | Variable APR after the introductory period. |
Sources (3)
- centralbank.net/personal/credit-cards
- centralbank.net/personal/credit-cards/world-card
- centralbank.net/account-signup-pages/credit-cards
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.