Bank · FDIC insured
MidFirst Bank Credit Card Rates
MidFirst Bank credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How MidFirst Bank’s credit card rates compare
Compared with banks and credit unions near Oklahoma City, OK, where MidFirst Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
MidFirst Bank
13.74%APR
- Up to
- 21.74% APR
Platinum Credit Card
Lowest rate
Oklahoma Federal Credit Union
7.00%APR
- Up to
- 11.00% APR
2nd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
MidFirst Bank credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MidFirst Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
No annual fee. Subject to credit approval. Multiple card designs available. Introductory APR requires making payments when due, staying within credit limit, and no dishonored payments; does not apply to cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for purchases for the first 12 billing cycles after account opening. Must make payments when due, stay within credit limit, and not have dishonored payments. |
| Ongoing | 13.49%–21.49% | None | Variable regular APR for purchases based on creditworthiness and prime rate (up to 24.99%). |
Sources (2)
- midfirst.com/personal/credit-a…debit-cards/credit-cards
- midfirst.com/personal/credit-a…ds/platinum-credit-cards
All captured Oct 15, 2026
Rewards Credit Card
No annual fee. Subject to credit approval. Multiple card designs available. Introductory APR requires making payments when due, staying within credit limit, and no dishonored payments; does not apply to cash advances. Earn 20,000 bonus points after spending $2,000 in first 90 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for purchases for the first 12 billing cycles after account opening. Must make payments when due, stay within credit limit, and not have dishonored payments. |
| Ongoing | 17.49%–23.49% | None | Variable ongoing regular APR for purchases based on creditworthiness and prime rate (up to 24.99%). |
Sources (2)
- midfirst.com/personal/credit-a…debit-cards/credit-cards
- midfirst.com/personal/credit-a…ards/rewards-credit-card
All captured Oct 15, 2026
Secured Credit Card
Credit limits range from $300 to $5,000, secured by a MidFirst savings account. $19 annual fee. Apply in Banking Center. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 21.49% | $19 | Variable APR for purchases is 21.49% and will vary based on prime rate (up to 24.99%). $19 annual fee. |
Sources (2)
- midfirst.com/personal/credit-a…debit-cards/credit-cards
- midfirst.com/personal/credit-a…ards/secured-credit-card
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.