Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 83 in Los Angeles, CA metro · median 11.90% APR
- 6.90%APRas low as · up to 14.50%
6.90% APR, up to 14.50%
Terms
Rate applies to purchases. Credit line $5,000.00 to $25,000.00.
Credit card score 97 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 6.95%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate is as low as advertised for qualified borrowers based on creditworthiness and underwriting factors; includes a 1.00% discount when eligible products and services are added.
Credit card score 97 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - American Broadcast Employees FCUVISA Rewards / VISA Platinum · No annual fee
Credit union · 3 branches
6.99%APRas low asTerms
Special Balance Transfer Offer: 6.99% APR for the life of the transfer. No balance transfer fees. Restrictions apply.
Credit card score 96 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 17.90%
7.90% APR, up to 17.90%
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.98%APRas low as
Terms
APR As low as 7.98%. Terms up to $25,000 credit limit. No Annual Fee. Preferred rate is with a FICO score of 720 or above. Alternative rates, terms and conditions may apply depending on applicant's credit qualifications. No additional discounts may be applied.
Credit card score 93 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR. Loan limit $500 to $15,000. Revolving term.
Credit card score 89 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Non-variable Annual Percentage Rate for Purchases based on credit worthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Subject to Your creditworthiness. Non-variable rate.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - Torrance Community Credit UnionMastercard ScoreCard Platinum Preferred · No annual fee
Credit union · 1 branch
8.90%APRas low asTerms
Rate applies if minimum loan amount is met ($15,000). Maximum amount $25,000. Rate does not vary.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Fixed rate as low as 8.95% APR based on qualifying credit score. No annual fee. 25-day grace period. Credit limits up to $10,000.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Open-ended term; rate determined by creditworthiness evaluation.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.80%APRas low as · up to 17.80%
9.80% APR, up to 17.80%
Terms
Annual Percentage Rate (APR) for Purchase Cash Advances & Balance Transfer. Based on Creditworthiness. No Annual Fee. No Balance Transfer Fee. Discounts exclude Visa.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Aerospace Federal Credit UnionPlatinum VISA CASH BACK Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR determined based on creditworthiness. Not all will qualify for the lowest rate. Revolving payments.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Los Angeles, CA metro
83 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.91%
- Banks, typical
- 17.24%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches