Compare Bank & Credit Union Rates
Best credit card rates in Utah
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 42 in Utah · median 11.62% APR
- 8.71%APRas low as
Terms
Annual fee waived with $250 monthly direct deposit. Requires 720+ credit score.
Credit card score 87 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 8.74%APRas low as
Terms
Variable rate; no balance transfer fee.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate as low as 8.90% APR. Zero annual fee. No balance transfer fee.
Credit card score 89 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 18.00%
8.90% APR, up to 18.00%
Terms
Annual Percentage Rate between 8.90% – 18.00% APR based on creditworthiness. Higher rates may apply for members with an Experian FICO credit score less than 670. On approved credit only. Fee schedule effective 7/1/2024.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as · up to 18.00%
9.49% APR, up to 18.00%
Terms
Rate depends on creditworthiness. No annual fee. 25-day grace period.
Credit card score 87 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Membership required, on approved credit.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed interest rate starts as low as 9.9% APR. Subject to credit approval / OAC.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - National JACL Credit UnionVISA Premier Credit Card with Reward Points · No annual fee
Credit union · 2 branches
9.90%APRas low asTerms
Non-variable rate. 25-day courtesy period.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Regular rate: After both specials. Fixed (as low as).
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed-rate 9.90% APR. Up to 1% discount when used to pay off other credit cards.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Based on creditworthiness. Rate applies to purchases, cash advances, and overdraft advances.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee.
Credit card score 81 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 10.25%APRas low as · up to 16.75%
10.25% APR, up to 16.75%
Terms
Variable APR ranges from 10.25% to 16.75% APR. Monthly payment is 2.5% of balance.
Credit card score 81 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 16.25%
10.75% APR, up to 16.25%
Terms
Variable rate. Rate is based on credit score at the time the loan is requested.
Credit card score 80 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Utah
42 banks and credit unions · checked Oct 16–22
- Typical
- 11.62%
- Top 10% up to
- 9.53%
- Banks, typical
- 16.74%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Utah
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 87 branches
- Deseret First Credit UnionCredit union · 12 branches
- Cyprus Credit UnionCredit union · 23 branches