Compare Bank & Credit Union Rates
Best credit card rates in Ohio
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 116 in Ohio · median 10.97% APR
- 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Fixed rate. Credit lines from $500-$20,000. No minimum interest charge. No balance transfer fee. Rate varies based on creditworthiness and qualifications.
Credit card score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Standard variable APR of 10.99% - 16.99% (up to 16.74% in detail page footnotes) for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct.
Credit card score 77 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Standard APR ranges from 10.99% to 17.99% based on credit history; variable based on WSJ Prime.
Credit card score 77 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 18.00%
10.99% APR, up to 18.00%
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 24.99%
10.99% APR, up to 24.99%
Terms
Standard purchase APR based on creditworthiness up to a maximum rate of 24.99% APR. The APR is variable and may change after account opening up to a maximum rate of 25.00% APR. Current as of 01/01/2026.
Credit card score 77 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases. Rate based on creditworthiness. $0 Monthly Fee. $0 Balance Transfer Fee.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Beacon Score 730 or more. Variable rate determined monthly by adding 4% to the Prime Rate. Grace period 25 days for repayment of balances for purchases.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 17.99%
11.00% APR, up to 17.99%
Terms
Based on creditworthiness; variable interest rate
Credit card score 77 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Variable rate based on Prime plus 4.00%. Subject to credit approval; rates based on individual credit.
Credit card score 77 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Limits range from $500.00-$15,000.00.
Credit card score 76 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - Firefighters Community Credit UnionGreat Rate VISA Credit Card · No annual fee
Credit union · 6 branches
11.50%APRas low as · up to 21.50%11.50% APR, up to 21.50%
Terms
Variable APR as of October 15, 2026.
Credit card score 75 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 17.74%
11.74% APR, up to 17.74%
Terms
Standard variable APR based on creditworthiness (ranging from 11.74% to 17.74%). Minimum credit limit of $500. No annual fee.
Credit card score 75 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Standard variable APR. No annual fee.
Credit card score 74 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Variable APR based on creditworthiness (Prime Rate + 4.9% to 12.9%, maximum APR 18.00%). Applies to purchases, balance transfers, and cash advances. No annual fee.
Credit card score 73 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ohio
116 banks and credit unions · checked Oct 16–22
- Typical
- 10.97%
- Top 10% up to
- 8.99%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch