Compare Bank & Credit Union Rates
Best credit card rates in Nevada
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 26 in Nevada · median 13.25% APR
- Sierra Pacific Federal Credit UnionNevada Alumni Affinity Visa · No annual fee
Credit union · 4 branches
8.99%APRas low as · up to 14.99%8.99% APR, up to 14.99%
Terms
No Annual Fee. Standard rates are currently 8.99% to 14.99% APR based on creditworthiness.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as
Terms
Variable rate. APR as low as 9.74%. Subject to credit approval.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Variable rate based on Prime Rate in The Wall Street Journal; rate may vary each calendar quarter.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.25%APRas low as
Terms
Credit Score 680+; Max Credit Limit $10,000
Credit card score 76 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership.
Credit card score 76 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR based on Prime Rate index plus margin. No annual fees. Visa Platinum requires a $6,000 minimum limit. Maximum APR of 18%.
Credit card score 75 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.00%
11.74% APR, up to 18.00%
Terms
Variable annual percentage rate between 11.74% to 18.00% based on creditworthiness. No annual or balance transfer fees.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
As low as 11.75% Variable APR. Subject to credit approval; APR based on credit history. High credit limit up to $20,000. 25-day grace period. No annual fee. No over-limit fee. Cash advances available.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - One Nevada Credit UnionOne Nevada Credit Card Disclosure Schedule · No annual fee
Credit union · 14 branches
12.00%APRas low as · up to 21.00%12.00% APR, up to 21.00%
Terms
Discrete APR tiers are 11.75%, 14.75%, 17.75%, or 20.75% depending on credit history. Covers Purchases, Cash Advances & Balance Transfers.
Credit card score 72 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Applies to Purchases, Balance Transfers, and Cash Advances.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 22.50%
13.50% APR, up to 22.50%
Terms
Thereafter, variable APR ranges from 13.50% to 22.50% based on a margin and creditworthiness, varying with the market based on the Prime Rate published in The Wall Street Journal. Accurate as of 10/07/2026.
Credit card score 65 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Nevada
26 banks and credit unions · checked Oct 16–22
- Typical
- 13.25%
- Top 10% up to
- 10.07%
- Banks, typical
- 17.74%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nevada
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 18 branches
- Create Credit UnionCredit union · 6 branches
- CommunityAmerica Credit UnionCredit union · 1 branch