Compare Bank & Credit Union Rates
Best credit card rates in Henderson, NV
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Henderson, NV · median 13.62% APR
- 9.74%APRas low as
Terms
Variable rate. APR as low as 9.74%. Subject to credit approval.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR based on Prime Rate index plus margin. No annual fees. Visa Platinum requires a $6,000 minimum limit. Maximum APR of 18%.
Credit card score 75 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.00%
11.74% APR, up to 18.00%
Terms
Variable annual percentage rate between 11.74% to 18.00% based on creditworthiness. No annual or balance transfer fees.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - One Nevada Credit UnionOne Nevada Credit Card Disclosure Schedule · No annual fee
Credit union · 1 branch
12.00%APRas low as · up to 21.00%12.00% APR, up to 21.00%
Terms
Discrete APR tiers are 11.75%, 14.75%, 17.75%, or 20.75% depending on credit history. Covers Purchases, Cash Advances & Balance Transfers.
Credit card score 72 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 22.50%
13.50% APR, up to 22.50%
Terms
Thereafter, variable APR ranges from 13.50% to 22.50% based on a margin and creditworthiness, varying with the market based on the Prime Rate published in The Wall Street Journal. Accurate as of 10/07/2026.
Credit card score 65 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 16.74%APRas low as
Terms
Purchase APR is variable (Prime Rate of 6.75% + 9.74% margin, max 22.99%).
Credit card score 61 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as · up to 26.99%
18.99% APR, up to 26.99%
Terms
Variable APR for purchases and balance transfers is 18.99% - 26.99% based on creditworthiness. $0 annual fee with active Costco membership.
Credit card score 60 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 27.49%APRas low as
Terms
Variable APR for purchases based on Prime Rate (Prime + 12.49% to 20.49%) determined when you open your account based on creditworthiness. Variable APRs will never be less than zero or higher than 27.49%. Includes Gaming and Sports App Loads.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Henderson, NV
14 banks and credit unions · checked Oct 16–22
- Typical
- 13.62%
- Top 10% up to
- 10.39%
- Banks, typical
- 18.12%
- Credit unions, typical
- 11.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Las Vegas, NV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 15 branches
- Create Credit UnionCredit union · 6 branches
- CommunityAmerica Credit UnionCredit union · 1 branch