Compare Bank & Credit Union Rates
Best credit card rates in Michigan
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 121–135 of 139 in Michigan · median 9.99% APR
- 12.75%APRas low as
Terms
Variable APR as low as 12.75% applies to purchases, balance transfers, and cash advances. No annual fee and no cash advance fee. Subject to foreign transaction fee (1.5%) and late fee ($25).
Credit card score 69 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
25 day grace period. No application fee.
Credit card score 67 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Cash Advances APR 12.90%; Balance Transfers APR 12.90%; Grace period: 25 Days.
Credit card score 67 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Michigan One Community Credit UnionM1 CU Rewards Credit Card · No annual fee
Credit union · 5 branches
12.90%APRas low asTerms
APR as low as; rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Fixed interest rates.
Credit card score 67 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.96%APRas low as
Terms
Fixed rate. Payment: $40.00 per 1000 borrowed. No annual fee, balance transfer, cash advance, or foreign transaction fees.
Credit card score 67 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.98%APRas low as
Terms
Revolving term. APR as low as 12.98% (AOCU credit card APR ranges from 12.98% to 23.98% based on creditworthiness and credit scoring). Member must be in good standing.
Credit card score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Qualification is based on an assessment of individual creditworthiness and our underwriting standards. 25 day grace period after billing to repay purchases without incurring finance charges.
Credit card score 67 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate as low as 13.00% APR based on market conditions and/or creditworthiness. No balance transfer fee.
Credit card score 66 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Term rate as low as 13.00% APR. Minimum payment is 3% of balance ($30 minimum).
Credit card score 66 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Save on purchases. Variable APR as low as 14.00%. Subject to approval based on creditworthiness. No annual fee. Foreign transaction fee 2.00%.
Credit card score 63 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Purchases. Rate varies based on creditworthiness.
Credit card score 63 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 15.50%APRas low as
Terms
Rate: Variable APR. Rewards: Travel, Gifts via ScoreCard Rewards. Subject to credit union terms and membership requirements.
Credit card score 62 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as
Terms
Fixed rate on purchases. No transaction fee for purchases. 25 day grace period for repayment of balance for purchases.
Credit card score 61 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 16.95%APRas low as
Terms
Fixed APR. No annual fee.
Credit card score 61 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 16.99%APRas low as · up to 26.99%
16.99% APR, up to 26.99%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness (Prime + 9.99% to 19.99%). No annual fee.
Credit card score 61 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
139 banks and credit unions · checked Oct 16–22
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches