Skip to content

Compare Bank & Credit Union Rates

Best credit card rates in Michigan

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 136–139 of 139 in Michigan · median 9.99% APR

  1. ChaseChase Freedom Rise Credit Card · No annual fee

    Bank · 171 branches

    18.49%APRas low as · up to 27.99%
  2. Horizon BankTRAVEL REWARDS+ CARD · $99 annual fee

    Bank · 27 branches

    19.24%APRas low as · up to 28.24%
  3. KeyBankKey Cashback Credit Card · No annual fee

    Bank · 19 branches

    20.74%APRas low as · up to 27.74%
  4. Top Carrot, Carrot Score 94
    United Financial Credit UnionPlatinum Credit Card · No annual fee

    Credit union · 9 branches

    24.00%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Michigan

139 banks and credit unions · checked Oct 16–22

Typical
9.99%
Top 10% up to
8.90%
Banks, typical
18.49%
Credit unions, typical
9.99%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions