Credit union · NCUA insured
Advantage One Credit Union
A $266M credit union headquartered in Brownstown, MI, with 17,805 members and 2 branches in Michigan.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Advantage One Credit Union
Founded under a 1952 federal charter and headquartered in Brownstown, Advantage One Credit Union serves the entire state of Michigan.
Originally established to serve McLouth Steel Corporation employees, the credit union later transitioned to a state charter and approved a merger with LOC Credit Union.
- Headquarters
- 23670 Telegraph Rd, Brownstown, MI 48134
- NCUA charter
- 68679
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who work, worship, or attend school in Michigan are eligible for membership.
Family and household
- Immediate family members of existing AOCU account holders—including stepchildren, stepparents, step siblings, and adopted children—are eligible for membership.
Branches
2 branches in Michigan
Loading map…
Michigan
2 branches
- Advantage One Credit UnionMain office23670 Telegraph Rd, Brownstown, MI 48134Directions
- Advantage One Credit Union11153 Telegraph Rd, Taylor, MI 48180Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.78% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.84% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.18% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $92 | $76 | — |
- CapitalNet worth ratio11.78%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.84%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.18%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$92Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Advantage One Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.