Compare Bank & Credit Union Rates
Best credit card rates in Iowa
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 46 in Iowa · median 11.74% APR
- 7.90%APRas low as · up to 13.90%
7.90% APR, up to 13.90%
Terms
Non-Variable Rate dependent on your creditworthiness. Applies to purchases, balance transfers and cash advances.
Credit card score 93 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Cardholder must maintain an active checking account (8 or more transactions for 30 days) and one of the following: a member for at least five years, a mortgage loan, a home equity loan or an auto loan.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 21.99%
7.99% APR, up to 21.99%
Terms
Rates are based on the member's credit score. No annual fee.
Credit card score 93 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 14.90%
8.90% APR, up to 14.90%
Terms
Rate based on creditworthiness. No balance transfer fee.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
NO Annual Fees NO Cash Advance Fees NO Balance Transfer Fees. Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies. See Telco Triad Loan Officer for details.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
For Qualified Members. Variable rate (currently 9.00% APR; Rate = Prime Rate + 2%) subject to change without notice. 25-day grace period on purchases. No Cash Advance Fee, No Balance Transfer Fees.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates shown are as low as and subject to change based on creditworthiness and underwriting criteria.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.90%
9.90% APR, up to 18.90%
Terms
Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances. APR may be adjusted quarterly based on the prime rate. 25-day interest-free grace period on purchases. Minimum payment is 3% of balance ($20 minimum). Subject to credit approval.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Low, fixed APR for purchases, cash advances, and balance transfers. Minimum credit limit of $5,000. No annual fee.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate as low as 9.90% APR with qualifying credit. Requires $5,000+ monthly household income to qualify. No annual fee.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate applies to purchases, balance transfers, and cash advances. No balance transfer fees.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed annual percentage rate for purchases. 25-day grace period.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Low fixed interest rate as low as 9.99% APR. No balance transfer fees. No annual fee.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
APR on all purchases. Minimum credit limit is $5,000.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Iowa
46 banks and credit unions · checked Oct 16–22
- Typical
- 11.74%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.50%
- Credit unions, typical
- 10.25%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch