Compare Bank & Credit Union Rates
Best credit card rates in Illinois
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 91–105 of 109 in Illinois · median 10.65% APR
- 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Variable ongoing APR based on the highest Prime Rate in WSJ Money Rates; maximum APR is 18.00%.
Credit card score 64 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 22.90%
13.90% APR, up to 22.90%
Terms
Standard variable APR for purchases based on credit history and Prime Rate. No balance transfers allowed.
Credit card score 64 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
APR for purchases, balance transfers, and cash advances. Subject to credit approval.
Credit card score 63 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
After the introductory period, rate is determined based on the highest prime rate published in the Money Rates section of the Wall Street Journal ("Index") plus a margin of 7.00 percentage points and rounded to the nearest hundredth divisible by twelve.
Credit card score 63 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 7 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable rate with no annual fee. Rates shown are the lowest rates offered.
Credit card score 62 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Rates start as low as published rate; subject to credit score and overall creditworthiness. Rate applies to purchases, balance transfers, and cash advances. No transaction fees for balance transfers or cash advances. Foreign transaction fees apply. Rate is variable.
Credit card score 62 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Must be a credit union member for at least 6 months. $10.00 Application Fee (for credit report).
Credit card score 62 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 16.50%
14.99% APR, up to 16.50%
Terms
Non-variable APR. Same low rate for purchases, balance transfers, and cash advances. Subject to credit approval. 2.0% balance transfer fee applies.
Credit card score 62 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 15.99%APRas low as · up to 25.74%
15.99% APR, up to 25.74%
Terms
Variable APR after the introductory period.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 16.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Ongoing regular APR based on creditworthiness. Rate includes all possible discounts.
Credit card score 61 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 16.49%APRas low as · up to 24.49%
16.49% APR, up to 24.49%
Terms
Variable APR for purchases based on creditworthiness, varies with the market based on the Prime Rate.
Credit card score 61 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Standard variable APR as low as 18.000% based on credit history, collateral, and loan characteristics.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Illinois
109 banks and credit unions · checked Oct 16–22
- Typical
- 10.65%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.24%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch