Compare Bank & Credit Union Rates
Best credit card rates in Florida
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 117 in Florida · median 12.24% APR
- 13.15%APRas low as
Terms
Standard ongoing APR 'as low as' rate.
Credit card score 66 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 13.20%APRas low as
Terms
Low Variable APR as low as 13.20%. Maximum APR is 18.00%. No annual fee. No foreign transaction fee. Lowest interest rate. Credit limit minimum of $500.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 21.49%
13.49% APR, up to 21.49%
Terms
Ongoing variable APR after the introductory period.
Credit card score 66 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - Educational Federal Credit UnionEdFed Rewards Visa Credit Card · No annual fee
Credit union · 9 branches
13.50%APRas low as · up to 18.25%13.50% APR, up to 18.25%
Terms
Standard purchases, cash advances, and balance transfers. Variable APR based on Prime Rate; rate varies from 13.25% to 18.00% based on creditworthiness. Minimum monthly payment is 2.50% of balance or $25, whichever is greater. No annual fee. No cash advance fees on advances made in person or via EdFed 24/SEVEN.
Credit card score 65 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Rate depends on creditworthiness. Variable rate.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Rates as low as 13.50%. Actual rate may vary based on credit history.
Credit card score 65 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee
Credit union · 1 branch
13.50%APRas low as · up to 18.00%13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - FAIRWINDS Credit UnionPreferred Cash Back Visa® Credit Card · No annual fee
Credit union · 31 branches
13.74%APRas low asTerms
Starting APR based on creditworthiness and other terms and conditions.
Credit card score 65 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness and Prime Rate.
Credit card score 64 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 17.90%
13.90% APR, up to 17.90%
Terms
APR for purchases is 13.90%–17.90%, based on creditworthiness. Non-variable rate.
Credit card score 64 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Variable ongoing APR based on the highest Prime Rate in WSJ Money Rates; maximum APR is 18.00%.
Credit card score 64 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as · up to 22.99%
13.99% APR, up to 22.99%
Terms
Variable APR for purchases based on creditworthiness; varies with the market based on the Prime Rate.
Credit card score 63 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
As low as 13.99% APR based on creditworthiness.
Credit card score 63 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florida
117 banks and credit unions · checked Oct 15–22
- Typical
- 12.24%
- Top 10% up to
- 8.99%
- Banks, typical
- 15.74%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 4 branches