Compare Bank & Credit Union Rates
Best credit card rates in Ocala, FL
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in Ocala, FL · median 14.44% APR
- 9.49%APRas low as
Terms
Rate is fixed; APR for balance transfers and cash advances remains at the same APR as purchases. Subject to credit approval.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.20%APRas low as
Terms
Low Variable APR as low as 13.20%. Maximum APR is 18.00%. No annual fee. No foreign transaction fee. Lowest interest rate. Credit limit minimum of $500.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 17.90%
13.90% APR, up to 17.90%
Terms
APR for purchases is 13.90%–17.90%, based on creditworthiness. Non-variable rate.
Credit card score 64 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
As low as 13.99% APR based on creditworthiness.
Credit card score 63 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Minimum credit limit is $2,500 and maximum credit limit is $25,000.
Credit card score 62 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Credit card score 60 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ocala, FL
10 banks and credit unions · checked Oct 5–22
- Typical
- 14.44%
- Top 10% up to
- 12.83%
- Banks, typical
- 17.74%
- Credit unions, typical
- 13.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ocala, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Radiant Credit UnionCredit union · 1 branch
- Gala BankBank · 1 branch
- Florida Credit UnionCredit union · 5 branches