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Compare Bank & Credit Union Rates

Best credit card rates in Alabama

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 61–65 of 65 in Alabama · median 10.49% APR

  1. Wells FargoReflect® Card · No annual fee

    Bank · 71 branches

    17.74%APRas low as · up to 28.49%
  2. Gulf Coast Bank & TrustConsumer Credit Card · No annual fee

    Bank · 1 branch

    17.90%APRas low as
  3. ChaseChase Freedom Rise Credit Card · No annual fee

    Bank · 16 branches

    18.49%APRas low as · up to 27.99%
  4. Top Carrot, Carrot Score 93
    Guardian Credit UnionRewards Credit Card · No annual fee

    Credit union · 16 branches

    19.95%APRas low as
  5. Regions BankRegions Explore Credit Card · $29 annual fee

    Bank · 184 branches

    26.74%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Alabama

65 banks and credit unions · checked Oct 15–22

Typical
10.49%
Top 10% up to
8.90%
Banks, typical
14.81%
Credit unions, typical
9.99%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Alabama

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Auburn University Credit UnionCredit union · 3 branches
  2. ASE Credit UnionCredit union · 9 branches
  3. AOD Federal Credit UnionCredit union · 6 branches
See all ranked institutions