Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 826–840 results
- Ontario Shores FCUShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,0004.17% interest rate
Rate checked
More details - Amherst Federal Credit UnionTerm Share CertificatesCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Minimum deposit $500.00. Rate is constant for the term of the certificate. Dividends credited quarterly and must be left on deposit to earn stated APY. Substantial penalties are applied if funds are withdrawn prior to maturity.
Offer: New money only. Dividends credited quarterly and must be left on deposit to earn stated APY. Substantial early withdrawal penalties apply.
Balance cap $100,000
Rate checked
More details - Forward BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Rates could change after account is opened. Rates are subject to change without advance notice. APY assumes interest is added to account. Term Certificates of Deposit may be subject to early withdrawal penalty.
4.19% interest rate
Rate checked
More details - Campus Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Federally insured deposits. $500 minimum deposit on all terms. Early withdrawals may be subject to penalties.
4.18% interest rate · Effective Sep 18, 2026
Rate checked
More details - US #1364 Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: When Share Certificate is compounded. Rates subject to change.
Offer: When Share Certificate is compounded.
Rate checked
More details - CommunityWide Federal Credit UnionCW CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Offer: Dividends paid at end of each month.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - Maui County Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Fixed rate. Dividends credited monthly to Regular Share account or back to certificate. Automatic renewal with early withdrawal penalty. Credit Union membership required ($5.00 par value).
Offer: Fixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - St. Cloud Financial Credit UnionDiamond CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000with conditionsRequirements
Product: Requires Diamond Membership: active Diamond Checking account (requires at least 15 SCFCU debit/credit card transactions per qualification cycle and electronic statements) AND a new or existing loan or SCFCU Credit Card. Minimum deposit $500. Not available for business or commercial members.
Offer: Requires Diamond Membership qualifications.
Qualified rate · 4.16% interest rate
Rate checked
More details - Blue Eagle Credit UnionRegular CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Membership eligibility and credit qualification requirements may apply. Initial savings account deposit of $5 or more required for membership. Dividends compounded and credited quarterly based on average daily balance. Penalty may be imposed for early withdrawal. Service charges may reduce earnings.
4.18% interest rate · Effective Jun 1, 2026
Rate checked
More details - Sunmark Credit UnionRegular Share CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: Minimum opening deposit of $500. Automatically renews at maturity; 10-day grace period after maturity for certificates with maturities greater than 90 days. Early withdrawal penalties apply. No additional deposits permitted.
Offer: Rate accurate as of August 3, 2026.
Promotional rate · 4.17% interest rate · Effective Aug 3, 2026
Rate checked
More details - Hawaii Central Federal Credit UnionShare Certificate SpecialCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: This promotion is available for consumer accounts only. Funds must originate from another financial institution (new money required) to take advantage of promotional rate. Dividends compounded and credited monthly. Penalties may apply for early withdrawals.
Offer: New money required (funds must originate from another financial institution). Dividends compounded and credited monthly.
Promotional rate · 4.17% interest rate · Effective Aug 1, 2026
Rate checked
More details - First State Bank of St. CharlesCertificates of Deposit SpecialsCD · 7 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: $5,000 minimum deposit for CD specials; not available with IRAs. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity. Penalty-free withdrawals or changes within 10 calendar days after CD maturity date.
Offer: $5,000 minimum deposit; not available with IRAs. Penalty may be imposed for early withdrawal. Assumes interest remains on deposit before maturity.
Promotional rate · 4.16% interest rate · Effective Oct 23, 2026
Rate checked
More details - SkyOne Federal Credit Union7-Month Special Share CertificateCD · 7 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: Membership required. Open with new money only (funds from outside SkyOne). Compounded and credited quarterly. Renews automatically into a 6-month certificate at maturity unless changed during 7-day grace period. Early withdrawal penalty equal to 90 days' dividends.
Offer: Applies to new money only. Minimum deposit/balance to open and earn advertised APY is $1,000.
Promotional rate · 4.18% interest rate · Effective Oct 23, 2026
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONCertificates of Deposit - SpecialsCD · 7 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: Rates are effective as of September 22, 2026 and subject to change without notice. Penalties for early withdrawals may be imposed. Fees may reduce earnings.
Offer: Funds to open account must be new money, defined as money not currently held at Central Federal. Funds cannot be transferred from or a check drawn from a Central Federal account to fund the account.
Promotional rate · 4.16% interest rate · Effective Sep 22, 2026
Rate checked
More details - Camp Grove State BankCertificate of DepositCD · 7 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Product: Penalty will be imposed for early withdrawal.
Offer: Special
4.17% interest rate · Effective Oct 20, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank