Credit union · NCUA insured
Maui County Federal Credit Union CD Rates
Top CarrotMaui County Federal Credit Union’s best CD rate is 4.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 3, 2026.
How Maui County Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kahului, HI, where Maui County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maui County Federal Credit Union
4.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $210
Share Certificate
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
Hawaii State FCU
4.50%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $336
Maui County Federal Credit Union CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maui County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 6 terms
Fixed rate. Dividends credited monthly to Regular Share account or back to certificate. Automatic renewal with early withdrawal penalty. Credit Union membership required ($5.00 par value).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal | 4.25% | $210 |
| 12 monthsFixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal | 3.25% | $325 |
| 24 monthsFixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal | 3.00% | $609 |
| 36 monthsFixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal | 3.00% | $927 |
| 48 monthsFixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal | 3.00% | $1,255 |
| 60 monthsFixed rate. Dividends credited monthly to Regular Share account or back to certificate. Early withdrawal penalty applies. Automatic renewal | 3.00% | $1,593 |
Sources (1)
- mauicountyfcu.org/save-spend/savings/share-certificates · captured Oct 3, 2026
Who can join Maui County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, learn, or work in the County of Maui (Maui, Molokai, Lanai) are eligible to join.
Family and household
- Immediate family members (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, or grandchild) of a member or potential member are eligible to join.
Cost to join
- A $5 deposit in a savings account (Share Account) is required to open an account and start membership.
Membership information collected October 4, 2026.