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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Mason, OH
- 4.25%APY$644 over 18 months on $10,000
Requirements
Product: Minimum balance required to open is $0. To earn dividends, you must have a balance greater than $0. Dividends accrue from funding date; funding must be received within 30 days of opening the account. Subject to early withdrawal penalties.
4.17% interest rate · Effective Oct 6, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 1 branch
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Limited-time offer. Minimum balance required to open is $0. To earn dividends, you must have a balance greater than $0. Dividends accrue from funding date; funding must be received within 30 days of account opening. Subject to early withdrawal penalties.
Offer: Limited-time offer. Minimum opening balance $0.
Promotional rate · 3.93% interest rate · Effective Aug 6, 2026
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: Public Funds ineligible for promotional CD rates.
Offer: Penalty: 6 Months. Public Funds ineligible for promotional CD rates.
Promotional rate · 3.92% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.00%APY$1,249 over 36 months on $10,000with conditions
Requirements
Product: Business account holders do not qualify for Jump or Relationship Rates. IRA and HSA share certificates are not eligible for bumps. Rates are subject to change. Please check with a Member Service Representative.
Offer: Platinum relationship tier
Qualified rate · 3.92% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.90%APY$795 over 24 months on $10,000
Requirements
Product: Rates are subject to change. Business account holders do not qualify for Relationship Rates. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity.
Offer: Platinum relationship tier
3.83% interest rate · Compounded monthly · Effective Feb 20, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.70%APY$401 over 13 months on $10,000
Requirements
Product: Minimum balance of $1,000 required. Annual Percentage Yield is effective as of September 14, 2026. The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date in which the deposit is made. Certificates subject to penalty for early withdrawal. Advertised rates subject to change.
Effective Sep 14, 2026
Rate checked
More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000with conditions
Requirements
Product: With Relationship Pricing: relationships must have an average balance of at least 1% of CD or a lending product. Penalty for early withdrawal from CDs. Interest is compounded daily. Fees could reduce earnings.
Offer: With Relationship Pricing: relationships must have an average balance of at least 1% of CD or a lending product.
Qualified rate · 3.35% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details - General Electric Credit Union11-Month No-Penalty CertificateCD · 11 months · $0 min
Credit union · 1 branch
3.35%APY$307 over 11 months on $10,000Requirements
Product: Early withdrawals are not permitted within the first 6 days after account opening. To withdraw funds with no penalty assessed, the entire amount (principal plus dividends earned) must be withdrawn in one single transaction. IRA and HSA Certificates are not eligible.
Offer: Early withdrawals not permitted within first 6 days after opening; full balance must be withdrawn in a single transaction for no penalty.
3.30% interest rate · Effective Oct 25, 2024
Rate checked
More details - Greater Cincinnati Credit UnionRegular Share CertificatesCD · 6 months · $300 min
Credit union · 1 branch
3.30%APY$164 over 6 months on $10,000Requirements
Product: All Term Certificates are subject to penalties for early withdrawal. Dividends Paid Monthly.
Offer: Dividend rate is calculated on a daily basis; APY based on dividends accumulating to account
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Mason, OH
162 CDs at 11 banks and credit unions · checked Oct 6–22
- Typical
- 2.53%
- Top 10% from
- 3.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 3.65%
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Find your bank or credit union to see all its rates and how they compare near you.
Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches