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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Bakersfield, CA

  1. Top Carrot, Carrot Score 87
    Golden 1 Credit Union9-Month New Money Term Savings CertificateCD · 9 months · $500 min

    Credit union · 1 branch

    4.30%APY$321 over 9 months on $10,000intro rate
  2. Safe 1 Credit UnionCertificatesCD · 7 months · $1,000 min

    Credit union · 5 branches

    4.25%APY$246 over 7 months on $10,000with conditions
  3. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 8 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.25%APY$425 over 1 year on $10,000
  5. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionTerm Savings CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.20%APY$600 over 17 months on $10,000
  6. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  7. Top Carrot, Carrot Score 87
    Golden 1 Credit Union10-Month New Money Term Savings CertificateCD · 10 months · $500 min

    Credit union · 1 branch

    4.15%APY$345 over 10 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    Golden 1 Credit Union19-Month Term Savings CertificateCD · 19 months · $500 min

    Credit union · 1 branch

    4.15%APY$665 over 19 months on $10,000
  9. Energy One Federal Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 87
    Golden 1 Credit Union5-Month Term Savings CertificateCD · 5 months · $500 min

    Credit union · 1 branch

    4.00%APY$165 over 5 months on $10,000
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 6 branches

    3.75%APY$217 over 7 months on $10,000
  12. Strata Credit UnionWealth Builder Share CertificateCD · 12 months · $100 min

    Credit union · 3 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  13. Valley Strong Credit UnionPromotional CertificateCD · 13 months · $1,000 min

    Credit union · 14 branches

    3.75%APY$407 over 13 months on $10,000intro rate
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 8 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  15. Tri Counties BankPersonal Certificates of DepositCD · 11 months · $1,000 min · 3.30%–3.70% by balance

    Bank · 3 branches

    3.30%APY$302 over 11 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bakersfield, CA

211 CDs at 15 banks and credit unions · checked Oct 6–22

Typical
1.02%
Top 10% from
3.98%
Banks, typical
0.38%
Credit unions, typical
3.20%

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Bakersfield, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Desert Valleys Federal Credit UnionCredit union · 1 branch
  2. Firefighters First Credit UnionCredit union · 1 branch
  3. Self-Help Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate