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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Wilmington, NC metro

  1. Top Carrot, Carrot Score 95
    Live Oak BankPersonal CDCD · 12 months · $2,500 min

    Bank · 1 branch

    4.40%APY$440 over 1 year on $10,000
  2. Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.39%APY$476 over 13 months on $10,000with conditions
  3. Civic Federal Credit UnionChoice CertificateCD · 17 months · $250 min

    Credit union · 1 branch

    4.30%APY$615 over 17 months on $10,000with conditions
  4. Top Carrot, Carrot Score 94
    State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 18 months · $250 min

    Credit union · 11 branches

    4.30%APY$652 over 18 months on $10,000
  5. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 7 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 5 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  8. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  9. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  10. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  11. Paragon Bank9 month CD SpecialCD · 9 months · $1,000 min

    Bank · 1 branch

    4.07%APY$304 over 9 months on $10,000with conditions
  12. United BankDigital CDsCD · 11 months · $500 min

    Bank · 7 branches

    4.05%APY$371 over 11 months on $10,000
  13. REV Federal Credit UnionLeland North Carolina CertificateCD · 3 months

    Credit union · 2 branches

    4.00%APY$99 over 3 months on $10,000intro rate
  14. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 12 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  15. REV Federal Credit UnionRegular CertificatesCD · 9 months · $250 min

    Credit union · 2 branches

    4.00%APY$299 over 9 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Wilmington, NC metro

267 CDs at 18 banks and credit unions · checked Oct 4–22

Typical
2.00%
Top 10% from
4.06%
Banks, typical
1.20%
Credit unions, typical
3.85%

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Wilmington, NC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. State Employees' Credit UnionCredit union · 11 branches
  2. Self-Help Credit UnionCredit union · 1 branch
  3. Marine Federal Credit UnionCredit union · 1 branch
See all ranked institutions