Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–14 results in Williston, ND metro
- Western Cooperative Credit UnionCertificates of DepositCD · 7 months · $1,000 min
Credit union · 4 branches
4.25%APY$246 over 7 months on $10,000Requirements
Product: Early withdrawal penalty will be imposed. Fees could reduce earnings.
Offer: Early withdrawal penalty will be imposed. Fees could reduce earnings.
4.21% interest rate · Effective Oct 1, 2026
Rate checked
More details - First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min
Bank · 2 branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: Minimum opening deposit to earn the stated APY for any special CD account is $2,500.00. Fees could reduce earnings on this account. A penalty may be imposed for early withdrawal of funds. These offers are for consumer and non-consumer accounts and not for public funds.
Offer: Minimum opening deposit to earn stated APY is $2,500.00. Early withdrawal penalty may apply.
Effective Oct 12, 2026
Rate checked
More details - American State Bank & Trust (Williston)Certificates of Deposit SpecialsCD · 23 months · $500 min
Bank · 2 branches
4.25%APY$830 over 23 months on $10,000intro rateRequirements
Product: Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, or at the option selected by the customer. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal. Contact us at 701-774-4100 or 800-486-8173 to obtain rates on Jumbo CDs.
Promotional rate · 4.25% interest rate · Compounded annually · Effective Oct 21, 2026
Rate checked
More details - 4.20%APY$858 over 24 months on $10,000with conditions
Requirements
Product: Requires a Gate City Bank checking account.
Offer: Requires a Gate City Bank checking account
Qualified rate · 4.20% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000
Requirements
Offer: Exclusive offer
3.95% interest rate · Effective Oct 22, 2026
Rate checked
More details - First State Bank & TrustCertificates of Deposit (Specials)CD · 15 months · $500 min
Bank · 3 branches
4.00%APY$502 over 15 months on $10,000intro rateRequirements
Product: Rates updated every Wednesday (rates may change without notice). A penalty may be assessed for early withdrawals.
Offer: 15 Month* term.
Promotional rate · 3.94% interest rate
Rate checked
More details - 3.85%APY$418 over 13 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Rates subject to change without notice.
Offer: Special is a 13-month term CD with a minimum deposit requirement of $2500 with a dividend rate of 3.85% and an APY of 3.85%. At maturity, the CD will renew into an 12-month CD at the current prevailing rate.
Promotional rate · 3.85% interest rate · Effective Nov 18, 2024
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.20%APY$1,706 over 60 months on $10,000
Requirements
Product: Minimum Certificate deposit of $500.00 to obtain APY. Penalty for early withdrawal. Rates are variable and may change after account is opened.
Offer: Minimum Certificate deposit of $500.00 to obtain APY. Penalty for early withdrawal.
3.20% interest rate · Effective Dec 15, 2025
Rate checked
More details - American State Bank & Trust (Williston)Certificates of DepositCD · 60 months · $500 min
Bank · 2 branches
2.65%APY$1,397 over 60 months on $10,000Requirements
Product: Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, unless otherwise agreed at account opening. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal. Contact us at 701-774-4100 or 800-486-8173 to obtain rates on Jumbo CDs.
2.65% interest rate · Compounded annually · Effective Oct 21, 2026
Rate checked
More details - 2.40%APY$1,259 over 60 months on $10,000
Requirements
Product: Rates updated every Wednesday (rates may change without notice). Substantial penalty for early withdrawals.
Offer: 60 Month CD term.
2.38% interest rate
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Williston, ND metro
76 CDs at 7 banks and credit unions · checked Oct 6–22
- Typical
- 2.83%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
North Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aspire Credit UnionCredit union · 1 branch
- Affinity First Federal Credit UnionCredit union · 1 branch
- Service Credit UnionCredit union · 1 branch