Best CD rates and certificates

Requirements

Product: A penalty may be imposed for early withdrawal. As a condition of membership at Arize FCU, you must maintain the minimum required Par Value of One Share ($5.00) in the savings account.

Offer: 11-Month Special

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: A minimum of $10,000 in new money is required to open this account and get the special rate. \"New money\" is defined as funds not currently on deposit with FCCB. Fees may reduce earnings, and a penalty may be imposed for early withdrawal. Interest is compounded quarterly, and an active checking account is required.

Offer: 17-Month CD Special; requires $10,000 minimum new money and active checking account

Requirements

Product: Promotional certificate offers available for a limited time. Requires eligibility for credit union membership. Minimum opening deposit of $500.00 with a maximum balance of $100,000.00. Limit one certificate per member, per SSN. Certificate does not renew automatically at maturity; at the end of the term, balance automatically transfers to the membership share account. Early withdrawal penalty applies.

Offer: Promotional rate available to members with an active checking account, defined as one with full direct deposit each month.

Requirements

Product: No setup or maintenance fees. Early withdrawals subject to penalty. Certificate Loyalty Reward: up to 0.25% APY increase for membership tenure of 5 years with checking account and direct deposit of $500+ (maximum interest increase: 0.25%). Non-member deposits must be approved by Executive management and are subject to a 0.25% APY decrease.

Offer: Dividends paid quarterly.

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Offered for a limited time. Early withdrawal penalty of 90 days interest.

Offer: Minimum deposit amount of $500 and maximum deposit of $250,000. Early withdrawal penalty of 90 days interest applies before the 1 year term.

Requirements

Product: Fixed terms from 6 to 60 months. Limited-time offer: Renew current CD at advertised rate to get a 0.05% Loyalty Bonus. Kids Club and Teen Club members can open with a minimum of $250. Early withdrawal penalties may apply.

Offer: Kids Club and Teen Club members can open with a minimum of $250. Renew current CD at advertised rate for a 0.05% Loyalty Bonus.

Requirements

Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.

Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.

Requirements

Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.

Requirements

Product: Interest accrues daily and credited in accordance with product statement cycle. Early withdrawal penalties apply. Fees may reduce earnings.

Requirements

Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.

Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.