Credit union · NCUA insured
Horizon Federal Credit Union CD Rates
Horizon Federal Credit Union’s best CD rate is 4.00% APY on a 5-month share certificate (CD), with extra requirements. Terms run from 5 months to 10 months. Rates checked October 16, 2026.
How Horizon Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Williamsport, PA, where Horizon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Horizon Federal Credit Union
4.00%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $165
Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Citizens Community Bank
4.22%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $603
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.00%APY · 2 terms
Promotional certificate offers available for a limited time. Requires eligibility for credit union membership. Minimum opening deposit of $500.00 with a maximum balance of $100,000.00. Limit one certificate per member, per SSN. Certificate does not renew automatically at maturity; at the end of the term, balance automatically transfers to the membership share account. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsPromotional rate available to members with an active checking account, defined as one with full direct deposit each month | 4.00% | $165 |
| 10 monthsPromotional rate available to individuals depositing new money to the certificate, defined as funds not previously on deposit with Horizon prior to January 20, 2026 | 3.60% | $299 |
Sources (1)
- horizonfcu.org/certificate-promotions · captured Sep 17, 2026
Who can join Horizon Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.