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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Richmond, KY metro

  1. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionWealth Development CertificateCD · 24 months · $5 min

    Credit union · 1 branch

    5.00%APY$1,025 over 24 months on $10,000
  2. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 3 branches

    4.50%APY$2,462 over 60 months on $10,000
  3. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  4. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 3 branches

    4.38%APY$438 over 1 year on $10,000
  5. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    4.35%APY$547 over 15 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    PBT BancorpIRVINE 15 MONTHCD · 15 months · $500 min

    Bank · 2 branches

    4.32%APY$543 over 15 months on $10,000
  7. Top Carrot, Carrot Score 89
    PBT BancorpCertificates of DepositCD · 7 months · $500 min

    Bank · 2 branches

    4.25%APY$246 over 7 months on $10,000
  8. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  9. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  10. Community Trust Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 5 branches

    4.04%APY$234 over 7 months on $10,000intro rate
  11. Cumberland Valley National BankCertificates of DepositCD · 4 months

    Bank · 3 branches

    3.85%APY$127 over 4 months on $10,000
  12. Park Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 2 branches

    3.75%APY$280 over 9 months on $10,000
  13. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 3 branches

    3.75%APY$375 over 1 year on $10,000
  14. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    3.55%APY$146 over 5 months on $10,000intro rate
  15. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Richmond, KY metro

157 CDs at 11 banks and credit unions · checked Oct 6–22

Typical
1.40%
Top 10% from
4.25%
Banks, typical
0.40%
Credit unions, typical
4.23%

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Richmond, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 1 branch
  2. Central BankBank · 3 branches
  3. PBT BancorpBank · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate