Best CD rates and certificates

Requirements

Product: Available to new and existing Advantage Banking customers. Requires setting up direct deposit of $500 or more per month into Advantage Checking, opting for e-statements, maintaining an Advantage Banking relationship, and bringing in new money from outside Monroe Savings to fund the CD. If requirements are not met, reverts to prevailing 6-month CD rate. Limit one CD per customer. Early withdrawal penalties may apply.

Offer: Exclusive rate when combining Advantage Banking, setting up a direct deposit of $500 or more per month into Advantage Checking, opting for e-statements, and funding with new money from outside Monroe Savings. Reverts to prevailing 6-month CD rate if requirements are not met. Limit one CD per customer.

Requirements

Product: Limited-time offer. Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Must have $500,000 or more in assets under Financial Dimensions management. Limited to one certificate per household. Maximum opening amount is $100,000. Will not automatically renew at maturity; entire balance will be transferred to share 01 Savings, Traditional IRA Savings, or Roth IRA Savings account. Cannot be opened through Online or Mobile Banking.

Offer: Must have $500,000 or more in assets under Financial Dimensions management. Limited to one certificate per household. Cannot be opened via Online or Mobile Banking. Does not automatically renew at maturity (balance transfers to share savings or IRA savings).

Requirements

Product: Must be at least 18 years old, US citizen or resident alien with valid SSN and physical US address. Minimum opening deposit $1,500 in a single transaction; maximum $1,000,000 per account. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Compounded daily, credited monthly.

Offer: Early withdrawal penalty: 180 days simple interest for terms 12 months to 3 years.

Requirements

Product: No minimum opening balance or deposit required to open. No monthly maintenance or annual fees. In order to maintain an account, funding must occur within 14 days of account opening. Must maintain a minimum balance that earns at least $0.01 for interest to post. Early withdrawal penalty applies: 90 days simple interest for terms <= 24 months, 180 days simple interest for terms > 24 months.

Requirements

Offer: Minimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000.

Requirements

Product: Minimum balance to open certificate and obtain stated APY is $1,000.00. CD will automatically renew on maturity at the then current published First Commerce Bank APY for that term. A penalty will be assessed for early withdrawal and could reduce earnings on this account. This offer may be discontinued at any given time without prior notice.

Offer: CD will automatically renew on maturity at the then current published First Commerce Bank APY for that term. Minimum balance to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. This offer may be discontinued at any given time without prior notice.

Requirements

Product: Dividends are compounded and credited quarterly. Early withdrawal penalty applies (equals 180 days' dividends). CDs are prohibited from additional deposits after opening. Automatically renews on maturity date with a 10-day grace period.

Requirements

Product: Must be opened with existing maturing Andrews Federal share certificate funds or must be new money, not currently vested within the Credit Union. Maximum balance allowed is $250,000. Limited time offer. At maturity, all 15-Month Share Certificates automatically renew to a 12-Month share certificate. No penalties apply for early withdrawal. Dividends compounded and credited quarterly.

Offer: Minimum of $500 to open and maintain account as well as earn the advertised APY; maximum balance $250,000. Must be opened with existing maturing Andrews Federal share certificate funds or new money. Limited time offer. No penalties apply for early withdrawal. At maturity, automatically renews to a 12-Month share certificate.

Requirements

Product: Applies to accounts opened over the telephone or in a Wealth Center. Account is not available to business customers. Other CD terms and rates are available.

Offer: Minimum balance to obtain APY is more than $0. Opened in branch or over telephone. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.

Requirements

Product: Limited-time offers. Certificate dividends are compounded daily and credited monthly. Early withdrawal penalties apply. Special APY terminates when certificate renews or is closed.

Offer: New money required: opening funds must originate from a financial institution other than First Financial FCU within 30 days prior to share certificate origination. Automatically renews for 9-month terms unless directed to close or renew for another available term. Special APY terminates at renewal.

Requirements

Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.

Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing.

Requirements

Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.

Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.

Requirements

Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).

Offer: New Money Required (funds not already on deposit at Citadel). Maximum deposit $1 Million per member. Offer not available for public funds. Renews into an 18-month term.

Requirements

Product: Early withdrawals are subject to fees. Accounts are federally insured by NCUA up to $250,000.