Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Oil City, PA metro
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.19%APY$856 over 24 months on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
Offer: Galaxy FCU reserves the right to discontinue this offer at any time.
4.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - New Directions Community Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · 2 branches
4.15%APY$847 over 24 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawal penalties apply. Fixed dividend rate and APY for the initial term. Dividends assumed to remain on deposit until maturity.
Offer: Limited time promotional rate.
Promotional rate
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Minimum purchase amount of $500 with no maximum purchase amount. Terms range from 3 months to 5 years. Early withdrawal penalties may apply.
Offer: No new money requirements.
Effective Jul 1, 2026
Rate checked
More details - 3.65%APY$427 over 14 months on $10,000with conditions
Requirements
Offer: Certificate of Deposit Special; without relationship
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 2.75%APY$1,453 over 60 months on $10,000
Requirements
Product: Minimum deposit to open account is $500.00. Penalty for early withdrawal. Fees may reduce earnings. Contact bank for rates on amounts over $100,000.
Offer: Rates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings.
2.71% interest rate · Balance cap $100,000 · Effective Sep 9, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oil City, PA metro
103 CDs at 8 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 2.70%
- Top 10% from
- 3.86%
- Banks, typical
- 2.43%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch