Bank · FDIC insured
Mercer County State Bank CD Rates
Mercer County State Bank’s best CD rate is 2.75% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Mercer County State Bank’s CD rates compare
Compared with banks and credit unions near Hermitage, PA, where Mercer County State Bank has the most branches. $10,000, best rate first.
This bank’s best
Mercer County State Bank
2.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,453
Certificate of Deposit
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Mercer County State Bank CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo1.01%
- 9–15 months9–15 mo1.01%
- 16–30 months16–30 mo1.01%
- 31–60 months31–60 mo2.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mercer County State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.75%APY · 8 terms
Minimum deposit to open account is $500.00. Penalty for early withdrawal. Fees may reduce earnings. Contact bank for rates on amounts over $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.00% | $25 |
| 6 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.01% | $50 |
| 12 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.01% | $101 |
| 18 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.01% | $152 |
| 24 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.01% | $203 |
| 36 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.01% | $306 |
| 48 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.01% | $410 |
| 60 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 2.75% | $1,453 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA) – Personal
Up to 3.00%APY · 5 terms
Available as Traditional IRA, Roth IRA, or Rollover IRA. Minimum deposit to open account is $500.00. Penalty for early withdrawal. Fees may reduce earnings. Contact bank for rates on amounts over $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.50% | $150 |
| 24 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 1.50% | $302 |
| 36 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 3.00% | $927 |
| 48 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 3.00% | $1,255 |
| 60 monthsRates subject to change. Minimum Deposit to open account is $500.00. Contact us for rates on amounts over $100,000. Penalty for early withdrawal. Fees may reduce earnings | 2.75% | $1,453 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.