Best CD rates and certificates

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.

Requirements

Product: To qualify for promotional APY, customers must maintain an existing active InFirst Bank checking account (at least 1 deposit and 1 debit transaction within preceding 90 days), open a new checking account at time certificate is established (must not have had checking within previous 180 days) with minimum $5,000 opening deposit, or deposit at least $10,000 in new money (funds not on deposit during preceding 30 days) into an existing or new CD. Maximum deposit $500,000. Customer must reside within InFirst Bank's defined deposit market area. Automatically renews into same term.

Offer: Requires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money.

Requirements

Product: Additional Deposits not allowed. Withdrawals allowed for dividends only. Automatically renew.

Offer: Fixed rate; Dividends compounded and credited quarterly; Dividend period is Account's Term; Additional Deposits not allowed; Withdrawals allowed for dividends only; Automatically renew

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: May charge fees that could reduce earnings. Penalties may be assessed for early withdrawal.

Offer: Special valid as of January 15th, 2026 and subject to change and may be withdrawn without notice.

Requirements

Product: Fixed rate for a fixed amount of time. Interest can be compounded to the CD, mailed quarterly by check, or deposited to checking or savings account.

Requirements

Product: Interest is compounded and credited semiannually, except certificates under one year where interest is not compounded. Daily balance method applies. Accounts opened after March 1, 2022 will be closed if any principal amount is withdrawn prior to maturity. Early withdrawal penalties apply.

Requirements

Product: Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.

Offer: Best "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal.

Requirements

Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.

Requirements

Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.

Offer: In-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal.