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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Bismarck, ND metro

  1. Dakota Community Bank & TrustCD SpecialsCD · 89 months · $2,500 min

    Bank · 6 branches

    5.10%APY$4,462 over 89 months on $10,000
  2. Dakota Community Bank & TrustCertificate of Deposit (CD)CD · 36 months · $500 min

    Bank · 6 branches

    4.80%APY$1,510 over 36 months on $10,000
  3. Hometown Credit UnionShare CertificatesCD · 72 months · $1,000 min

    Credit union · 1 branch

    4.58%APY$3,083 over 72 months on $10,000
  4. Top Carrot, Carrot Score 88
    First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min

    Credit union · 2 branches

    4.30%APY$994 over 27 months on $10,000
  5. Kirkwood BankCertificates of DepositCD · 18 months · $2,500 min

    Bank · 3 branches

    4.27%APY$647 over 18 months on $10,000
  6. Western Cooperative Credit UnionCertificates of DepositCD · 7 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$246 over 7 months on $10,000
  7. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 3 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  8. First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000
  9. Railway Credit UnionCD InvestmentsCD · 60 months · $2,000 min

    Credit union · 3 branches

    4.25%APY$2,313 over 60 months on $10,000
  10. First Western BankSpecial Rate CDsCD · 24 months · $2,500 min

    Bank · 2 branches

    4.20%APY$858 over 24 months on $10,000intro rate
  11. Gate City BankRelationship CDCD · 24 months · $1,000 min

    Bank · 6 branches

    4.20%APY$858 over 24 months on $10,000with conditions
  12. Top Carrot, Carrot Score 88
    Capital Credit Union of North Dakota6-Month Special Certificate of DepositCD · 6 months · $500 min

    Credit union · 8 branches

    4.15%APY$205 over 6 months on $10,000intro rate
  13. Top Carrot, Carrot Score 88
    Capital Credit Union of North Dakota12-Month Special Certificate of DepositCD · 12 months · $500 min

    Credit union · 8 branches

    4.15%APY$415 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    First Community Credit UnionCertificates of DepositCD · 15 months · $1,000 min

    Credit union · 2 branches

    4.15%APY$521 over 15 months on $10,000intro rate
  15. Gate City BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 6 branches

    4.00%APY$165 over 5 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bismarck, ND metro

155 CDs at 14 banks and credit unions · checked Oct 6–22

Typical
3.35%
Top 10% from
4.25%
Banks, typical
3.18%
Credit unions, typical
3.75%

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Bismarck, ND metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 2 branches
  2. Capital Credit Union of North DakotaCredit union · 8 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate