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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 121–135 results

  1. Top Carrot, Carrot Score 88
    Members Trust Federal Credit UnionCertificate AccountsCD · 60 months · $1,000 min · 4.39%–4.59% by balance

    Credit union · Add a location to see nearby branches

    4.39%APY$2,396 over 60 months on $10,000
  2. Capstone Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 4.39%–4.59% by balance

    Credit union · Add a location to see nearby branches

    4.39%APY$2,396 over 60 months on $10,000
  3. Top Carrot, Carrot Score 92
    First Choice Financial Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.39%APY$2,396 over 60 months on $10,000
  4. Top Carrot, Carrot Score 96
    Extra Credit UnionFixed-Rate CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.37%APY$2,384 over 60 months on $10,000
  5. Top Carrot, Carrot Score 90
    Farmers & Merchants BankCertificates of Deposit (CDs)CD · 60 months

    Bank · Add a location to see nearby branches

    4.37%APY$2,384 over 60 months on $10,000
  6. Top Carrot, Carrot Score 88
    San Juan Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.37%APY$2,384 over 60 months on $10,000
  7. Top Carrot, Carrot Score 88
    San Juan Credit UnionGrowth CertificateCD · 60 months · $10 min

    Credit union · Add a location to see nearby branches

    4.37%APY$2,384 over 60 months on $10,000
  8. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Share CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  9. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 60 months · $10 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  10. Top Carrot, Carrot Score 88
    Alpine Credit UnionBump CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    USC Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  12. Top Carrot, Carrot Score 92
    Luana Savings BankCertificate of Deposit (CD)CD · 60 months · $2,000 min · 4.35%–4.50% by balance

    Bank · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  13. Adventure Credit UnionCertificate of DepositCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  14. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  15. Top Carrot, Carrot Score 88
    Class Act Federal Credit UnionShare CertificateCD · 60 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate