Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–135 results
- Georgia Heritage Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$208 over 6 months on $10,000Requirements
Product: Minimum opening deposit of $500 is required. Dividends paid monthly. Automatic renewal.
Offer: 90 Days penalty may apply for early withdrawal and may reduce earnings.
4.12% interest rate
Rate checked
More details - Unity BankCertificates of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$208 over 6 months on $10,000Requirements
Product: Opening deposit and minimum balance is $1,000 ($500 for minors). Penalty for early withdrawal applies. Terms 3 months to 60 months, with additional terms available.
Offer: Promo Code: 1158. Offer valid beginning September 28, 2026. Penalty for early withdrawal applies. At maturity, automatically renews and earns base interest rate in effect at that time.
Effective Sep 28, 2026
Rate checked
More details - EagleBankCertificates of Deposit for PersonalCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$208 over 6 months on $10,000Requirements
Product: Interest is compounded daily and credited periodically. Penalty for early withdrawal may reduce earnings. APY assumes interest remains on deposit until maturity date. Fixed rate paid for the full term.
4.11% interest rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Maine Family Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$208 over 6 months on $10,000Requirements
Product: Dividends accrued daily and compounded monthly. Penalty for early withdrawal: less than 24 months duration is 90 days dividends; 24 months or more duration is 180 days interest. Automatically renews with 7-day grace period. Wisdom Program members (age 60+) receive a 0.10% APY bonus.
4.12% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Available only at this event. Fees may reduce earnings.
Offer: Available only at this event. Fees may reduce earnings. Stated APR is 4.1354%.
Promotional rate · 4.14% interest rate · Effective Mar 1, 2026
Rate checked
More details - Midwest HeritageCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.19%APY$207 over 6 months on $10,000intro rateRequirements
Product: Offer limited to new, consumer certificates only. Early withdrawal penalty may be imposed. Fees may reduce earnings.
Offer: Minimum balance to obtain Annual Percentage Yield (APY) is $1,000. Offer limited to new, consumer certificates only.
Promotional rate · 4.15% interest rate · Effective Oct 9, 2026
Rate checked
More details - Metz Banking CompanyCertificates of DepositCD · 6 months · $2,000 min
Bank · Add a location to see nearby branches
4.19%APY$207 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Interest is compounded daily on all certificates.
4.10% interest rate · Compounded daily · Effective Oct 9, 2026
Rate checked
More details - 4.19%APY$207 over 6 months on $10,000
Requirements
Product: Fees could reduce stated APY. Early withdrawal penalties apply. Rates change weekly.
4.15% interest rate · Effective Sep 30, 2026
Rate checked
More details - Eastex Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$207 over 6 months on $10,000Requirements
Product: Dividends can be compounded quarterly in the share certificate or transferred quarterly to another Eastex account.
4.10% interest rate · Compounded quarterly
Rate checked
More details - Brainerd BN Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.16%APY$206 over 6 months on $10,000Requirements
Product: All accounts provided by BBNCU are insured with the NCUA up to $250,000. $1,000.00 minimum opening deposit. Dividends are posted quarterly. Additional deposits are not allowed (except at maturity). Withdrawals are allowed only at maturity. Automatic renewal. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Dividends posted quarterly. Early withdrawal penalty may apply. Automatic renewal.
4.10% interest rate
Rate checked
More details - BCBST Employee CUShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.16%APY$206 over 6 months on $10,000Requirements
Product: Certificate Rates are set for the term of the account. Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies. Certificate Rates are set for the term of the account.
4.10% interest rate · Effective Sep 17, 2025
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More details - Federal Employees NewarkShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.16%APY$206 over 6 months on $10,000Requirements
Product: One thousand dollar minimum. FENFCU penalty for early withdrawal will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate.
4.10% interest rate
Rate checked
More details - 4.16%APY$206 over 6 months on $10,000
Requirements
Offer: Early withdrawal penalty: 181 days interest (Minimum $25)
4.10% interest rate · Effective Dec 18, 2025
Rate checked
More details - Colorado Federal BankCertificates of DepositCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Accounts available for individuals only. Online CD. No monthly maintenance fee, ACH fee or online Account fee.
Offer: Early withdrawal penalty equals 3 months' worth of interest.
4.07% interest rate · Effective Oct 15, 2026
Rate checked
More details - Baltic State BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).
Offer: Early withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period.
4.07% interest rate · Effective Oct 8, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,549 CDs at 4,003 banks and credit unions · checked Oct 15–22
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank