Credit union · NCUA insured
BCBST Employee CU CD Rates
BCBST Employee CU’s best CD rate is 4.16% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 7, 2026.
How BCBST Employee CU’s CD rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where BCBST Employee CU has the most branches. $10,000, best rate first.
This credit union’s best
BCBST Employee CU
4.16%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $206
Share Certificate
Top rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,769
2nd-highest rate
Tennessee Valley Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.16%APY · 4 terms
Certificate Rates are set for the term of the account. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty applies. Certificate Rates are set for the term of the account | 4.16% | $206 |
| 12 monthsEarly withdrawal penalty applies. Certificate Rates are set for the term of the account | 4.00% | $400 |
| 18 monthsEarly withdrawal penalty applies. Certificate Rates are set for the term of the account | 3.90% | $591 |
| 24 monthsEarly withdrawal penalty applies. Certificate Rates are set for the term of the account | 3.90% | $795 |
Sources (1)
- bcbstecu.com/rates · captured Oct 7, 2026
Who can join BCBST Employee CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.