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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 121–135 results

  1. Top Carrot, Carrot Score 90
    Minnesota Valley Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$1,353 over 36 months on $10,000
  2. Grant County State BankCertificate of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.32%APY$1,353 over 36 months on $10,000
  3. Top Carrot, Carrot Score 89
    Members Preferred Credit UnionShare Certificate of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$1,353 over 36 months on $10,000
  4. Top Carrot, Carrot Score 89
    Horizon Credit UnionCertificateCD · 36 months

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  5. Top Carrot, Carrot Score 88
    Alpine Credit UnionValue CertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY
  6. Top Carrot, Carrot Score 88
    USC Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  7. First National Bank of PanaCD SpecialCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  8. Home Savings BankCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  9. Top Carrot, Carrot Score 89
    Iowa State BankCertificates of DepositCD · 36 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000intro rate
  10. Top Carrot, Carrot Score 92
    Mid-America BankCertificate of Deposit (CD)CD · 36 months · $500 min · 4.30%–4.55% by balance

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  11. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  12. Logan Medical Federal Credit UnionShare CertificatesCD · 36 months

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  13. CorTrust BankCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  14. Top Carrot, Carrot Score 89
    Fort Worth City CUCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  15. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,162 CDs at 3,674 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate