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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 106–120 results

  1. Top Carrot, Carrot Score 96
    KINGS PEAK CREDIT UNIONShare CertificatesCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.23%APY$209 over 6 months on $10,000
  2. Top Carrot, Carrot Score 94
    New Albin Savings BankCertificates of DepositCD · 6 months · $1,000 min · 4.22%–4.32% by balance

    Bank · Add a location to see nearby branches

    4.22%APY$209 over 6 months on $10,000
  3. Top Carrot, Carrot Score 89
    Central Bank UtahCertificates of DepositCD · 6–11 months · $500 min

    Bank · Add a location to see nearby branches

    4.22%APY
  4. Evermore BankWe Got Your Back CDCD · 5–15 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.20%APYwith conditions
  5. Top Carrot, Carrot Score 88
    Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance

    Credit union · Add a location to see nearby branches

    4.20%APY
  6. Top Carrot, Carrot Score 95
    E*TRADE from Morgan StanleyCertificates of DepositCD · 6 months · $0 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000intro rate
  7. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000
  8. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000
  9. Top Carrot, Carrot Score 88
    Energy Credit UnionCertificate of DepositCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000
  10. Exchange Bank6 Month CD SpecialCD · 6 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000intro rate
  11. Top Carrot, Carrot Score 95
    Live Oak BankPersonal CDCD · 6 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000
  12. Top Carrot, Carrot Score 98
    BTG Pactual Bank, National AssociationOnline CDCD · 6 months · $500 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000intro rate
  13. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 6 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000
  14. Top Carrot, Carrot Score 88
    Frontier State BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000
  15. Pacific National BankCertificates of DepositCD · 6 months

    Bank · Add a location to see nearby branches

    4.20%APY$208 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 6-month CDs pay nationwide

4,549 CDs at 4,003 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.00%
Banks, typical
3.04%
Credit unions, typical
3.25%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate