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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1111–1125 of 4,164 results

  1. High Desert Community Credit UnionCertificate of DepositCD · 36 months

    Credit union · Add a location to see nearby branches

    3.51%APY$1,089 over 36 months on $10,000
  2. kstate CREDIT UNIONShare Certificate of DepositCD · 3–60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY
  3. Farmers & Merchants State BankReverse CDCD · 24–60 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY
  4. Educational & Governmental Employees Federal Credit UnionShare CertificateCD · 24–36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY
  5. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 30–42 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY
  6. Top Carrot, Carrot Score 93
    Capital One360 CDCD · 36 months · $0 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  7. Magyar Bank (New Brunswick, NJ)Certificates of Deposit (CDs)CD · 36 months · $2,500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  8. Top Carrot, Carrot Score 96
    SkyOne Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  9. Top Carrot, Carrot Score 89
    First Watch Credit UnionTerm Share CertificateCD · 36 months · $1,000 min · 3.50%–3.70% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  10. Top Carrot, Carrot Score 92
    AmeriCU Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  11. Timberland Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  12. Buckeye State Credit UnionCDCD · 36 months

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  13. Firefighters Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  14. Wildfire Credit UnionCertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APYintro rate
  15. Top Carrot, Carrot Score 99
    Knoxville TVA Employees Credit UnionEducational Savings PlanCD · 36–60 months · $0 min

    Credit union · Add a location to see nearby branches

    3.50%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate