Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 901–915 of 5,350 results
- Legacy Bank12 Month Consumer CDCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Available to consumer customers. Early withdrawal penalty will be imposed.
Offer: Annual Percentage Yield (APY) assumes all interest will remain on deposit until maturity date. Early withdrawal penalty will be imposed.
3.94% interest rate
Rate checked
More details - Glendale Area Schools Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Must be a member of Glendale Area Schools Credit Union and maintain an active Share Savings Account or UTMA Account. A minimum deposit of $1,000 is required to open. Early withdrawal penalties apply.
Offer: America's 250th 4% CD Promotion. Offer good through October 31.
Promotional rate
Rate checked
More details - PCB Bank2026 Special CD at Suwanee branchCD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000with conditionsRequirements
Product: Limited-time offer celebrating first anniversary at Suwanee Branch in Georgia only. Open account in-person at Suwanee Branch. Must have a qualifying checking account with PCB Bank and open with new money only. Account automatically renews for the same term at maturity. Early withdrawal penalty equal to 2 months' interest.
Offer: Offer good for the initial term only. Interest will not be compounded, credited at maturity. Minimum deposit of $10,000 in new money and qualifying checking account required.
Qualified rate · 4.00% interest rate · Effective Jun 18, 2026
Rate checked
More details - Technology Credit UnionConsumer CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Dividends calculated daily. Terms of 1 year or more compounded and paid quarterly; terms under 1 year paid at maturity. Monthly dividend payout to Checking/Savings available for in-person accounts with terms of 6+ months. Automatically renews at maturity. Early withdrawal penalty applies.
3.94% interest rate · Effective Sep 1, 2026
Rate checked
More details - Sunward Credit UnionStandard Term CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Standard Term Certificates are available to personal and business members. Penalty may be imposed for early withdrawal. APY if dividends are not withdrawn during the term.
3.93% interest rate · Effective Sep 16, 2026
Rate checked
More details - American United Federal Credit UnionDedicated Saver CertificateCD · 12 months · $5 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000with conditionsRequirements
Product: Requires $5 minimum deposit and monthly auto-deposits of at least $5 from savings account. Allows adding funds monthly. Not available on limited-time certificate specials. Early withdrawal penalty is 180 days of dividends (minimum penalty of $25 may apply).
Offer: Requires GoldStar® Membership.
Qualified rate · 3.93% interest rate · Effective Apr 1, 2026
Rate checked
More details - American United Federal Credit UnionRegular CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Membership required. Early withdrawal penalty is 180 days of dividends (minimum penalty of $25 may apply). Additional deposits are not allowed after opening. Dividends compounded on average daily balance and paid monthly.
Offer: Requires GoldStar® Membership.
3.93% interest rate · Effective Apr 1, 2026
Rate checked
More details - Snake River FCUShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,0004.00% interest rate · Effective Sep 15, 2026
Rate checked
More details - City National BankCertificate of DepositCD · 6–12 months · $500 min
Bank · Add a location to see nearby branches
3.99%APYRequirements
Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: FIXED RATE: Non-Compounding. Term 180 - 364 days.
3.95% interest rate
Rate checked
More details - Warren-Boynton State Bank12 Month CDCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.99%APY$399 over 1 year on $10,000intro rateRequirements
Product: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Promotional rate · 3.95% interest rate · Effective Oct 14, 2026
Rate checked
More details - First Choice Credit UnionShare CertificatesCD · 12 months · $1,000 min · 2.96%–4.25% by balance
Credit union · Add a location to see nearby branches
3.99%APY$399 over 1 year on $10,000Requirements
Product: Federally insured by NCUA. Minimum balance to open is $1,000. Early withdrawal penalty is 180 days interest. Rates are fixed for the full term.
Offer: Early withdrawal penalty: 180 days interest. Fixed rate.
2.93% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 2.96% $5,000 and upYour amount 3.99% $75,000 and up 4.25% Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Plus Spending relationship.
Effective Oct 13, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to PrimaryPlus relationship customers.
Qualified rate · Effective Oct 13, 2026
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More details - Self-Help Credit UnionGo Local Term CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Credit UnionTerm CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000Requirements
Product: Fixed rate share account. Early withdrawal penalties: 90 days of interest on terms of 12 months or less; 180 days of interest on terms greater than 12 months.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,350 CDs at 4,379 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.40%
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