Bank · FDIC insured
Legacy Bank CD Rates
Legacy Bank’s best CD rate is 4.00% APY on a 1-year CD. Rates checked October 16, 2026.
How Legacy Bank’s CD rates compare
Compared with banks and credit unions near Riverside, CA, where Legacy Bank has the most branches. $10,000, best rate first.
This bank’s best
Legacy Bank
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
12 Month Consumer CD
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
CU SoCal
4.50%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12 Month Consumer CD
4.00%APY · 1 term
Available to consumer customers. Early withdrawal penalty will be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAnnual Percentage Yield (APY) assumes all interest will remain on deposit until maturity date. Early withdrawal penalty will be imposed | 4.00% | $400 |
Sources (2)
- legacybankca.com/personal/online-account-opening
- legacybankca.com/personal/online-account-opening-rates
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.