Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 661–675 results
- Dynamic Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.32%APY$655 over 18 months on $10,000Requirements
Product: All terms require a minimum deposit of $500. Early withdrawal penalty: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
Offer: Early withdrawal penalty: If the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - PSE Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.32%APY$883 over 24 months on $10,000Requirements
Product: Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
Offer: Fixed rate. Dividends compounded quarterly. Early withdrawal penalties apply.
4.25% interest rate · Compounded quarterly · Effective Oct 9, 2026
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More details - First Independent Bank, MinnesotaCD (Certificate of Deposit) AccountCD · 24 months · $5,000 min
Bank · Add a location to see nearby branches
4.32%APY$883 over 24 months on $10,000intro rateRequirements
Offer: Fixed rate. Renews to 12-Month Fixed term.
Promotional rate · 4.25% interest rate · Effective Oct 9, 2026
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More details - Holley Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.32%APY$883 over 24 months on $10,000Requirements
Product: Minimum of $1,000 to open. Subject to early withdrawal penalty. All certificates compound quarterly.
Offer: Early withdrawal penalty applies. Compounds quarterly.
4.25% interest rate · Effective Sep 21, 2026
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More details - Members Preferred Credit UnionShare Certificate of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.32%APY$1,353 over 36 months on $10,000Requirements
Product: Automatic renewal available.
Offer: Pays quarterly.
4.25% interest rate
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More details - Town of Cheektowaga Federal Credit UnionShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
4.32%APY$1,843 over 48 months on $10,000Requirements
Product: Dividends are calculated based upon the member's average quarterly balance and are disbursed and compounded on the last day of the quarter.
Offer: Penalty for early withdrawal is 180 days of accrued interest.
4.25% interest rate
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More details - Priority Plus Federal Credit UnionShare Certificates of DepositCD · 48 months · $1,000 min
Credit union · Add a location to see nearby branches
4.32%APY$1,843 over 48 months on $10,000Requirements
Product: Early withdrawals are subject to fees. Accounts are federally insured by NCUA up to $250,000.
4.25% interest rate · Effective Oct 15, 2025
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More details - 4.32%APY$2,355 over 60 months on $10,000
Requirements
Product: No monthly maintenance fee; penalties exist for early withdrawals.
4.25% interest rate · Effective Aug 24, 2026
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More details - NorthRidge Community Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.31%APY$213 over 6 months on $10,000Requirements
Product: Membership requires living, working, worshipping, or attending school in St. Louis, Lake, or Itasca counties, MN (or being an eligible relative). Features a 10-day grace period after maturity to renew or cash out. Early withdrawal fee is 90 days dividends for terms less than 12 months, and 180 days dividends for terms greater than 12 months.
Offer: Early withdrawal fee: 90 days dividends. 10-day grace period after maturity.
4.25% interest rate
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More details - Infuze Credit UnionPromotional Share CertificatesCD · 9 months · $2,000 min
Credit union · Add a location to see nearby branches
4.31%APY$322 over 9 months on $10,000intro rateRequirements
Product: Minimum opening balance and deposit to earn APY is $2,000. Penalty applies for early withdrawal. Personal accounts only. Rates not available on IRA certificates. Special is subject to end without notice. Membership required.
Offer: 9-Month Special promotional share certificate.
Promotional rate · 4.23% interest rate · Effective Oct 5, 2026
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More details - Dubois-Pike Federal Credit UnionShare CertificatesCD · 11 months · $1,000 min
Credit union · Add a location to see nearby branches
4.31%APY$394 over 11 months on $10,000Requirements
Product: Available to members of Dubois-Pike Federal Credit Union. Membership savings account required. Not eligible for online opening. Penalty for early withdrawal. Non-renewable.
Offer: Penalty for early withdrawal. Non-renewable. Membership savings account required. Not eligible for online opening.
4.25% interest rate · Effective Jul 18, 2025
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More details - South Ottumwa Savings BankCD Rates – AllCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.31%APY$468 over 13 months on $10,000intro rateRequirements
Product: Rates applicable across all locations / other markets. Interest compounded at maturity for 3 and 6 months, and every 6 months for longer terms. A penalty may be imposed for early withdrawal.
Offer: 13 Month Special. Compounded every 6 months.
Promotional rate · 4.26% interest rate · Effective Oct 15, 2026
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More details - South Ottumwa Savings BankCD Rates – West LibertyCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.31%APY$468 over 13 months on $10,000intro rateRequirements
Product: Rates applicable to West Liberty location. Interest compounded at maturity for 3 and 6 months, and every 6 months for longer terms. A penalty may be imposed for early withdrawal.
Offer: 13 Month Special. Compounded every 6 months.
Promotional rate · 4.26% interest rate · Effective Oct 15, 2026
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More details - Four States BankCertificate of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.31%APY$468 over 13 months on $10,000intro rateRequirements
Offer: Available for a limited time. A minimum opening deposit of $1000 and a minimum balance of $1000 are required to earn the APY. Upon maturity, the renewal rate will be based on the 12-month board rate in effect.
Promotional rate · Effective Sep 8, 2025
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More details - Cleveland Selfreliance Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.31%APY$881 over 24 months on $10,000Requirements
Product: Rates subject to change without notice.
4.25% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank