Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 646–660 results
- Big Island Federal Credit UnionTerm Share CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
Offer: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
3.75% interest rate · Effective Oct 3, 2026
Rate checked
More details - Pantex Federal Credit UnionShare CertificatesCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Early withdrawal penalties apply to share certificates. A certificate may not be reduced below the minimum balance. Receiving dividends by taking monthly withdrawals will reduce the APY. Automatically renews at maturity at prevailing rate unless chosen otherwise.
Offer: Dividends compounded/credited to your certificate monthly.
3.75% interest rate
Rate checked
More details - Eastmill Federal Credit UnionCertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Rates apply to Share Certificates. After the certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals.
3.75% interest rate · Effective Apr 1, 2026
Rate checked
More details - KV FCUShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: No fee to establish. Minimum balance of $500.00. Borrow against certificate available.
3.75% interest rate
Rate checked
More details - CT Firefighters Federal Credit UnionShare CertificateCD · 18 months · $5,000 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000intro rateRequirements
Offer: For a limited time only. New money only.
Promotional rate · 3.75% interest rate · Balance cap $100,000
Rate checked
More details - Shuford Federal Credit UnionCD RatesCD · 18 months
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: All rates are subject to change at any time and without notice
3.75% interest rate
Rate checked
More details - Beach Municipal Federal Credit UnionShare CertificateCD · 18 months · $1,000 min · 2.40%–3.82% by balance
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Terms ranging from 91 days to 60 months. Minimum investment of $500. Declared minimum balance is required to both open the account and earn the stated APY. Early withdrawal penalties may apply. Rates are subject to change at any time.
2.38% interest rate · Effective Jan 27, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 2.40% $10,000 and upYour amount 3.82% Rate checked
More details - Houston Texas Fire Fighters Federal Credit UnionTerm Share CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Grace period of 10 days at maturity to withdraw or reinvest. Certificate reinvests automatically for the same term if not withdrawn.
3.75% interest rate · Effective Jul 9, 2026
Rate checked
More details - New Horizon Federal Credit UnionSHARE CERTIFICATESCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Effective Oct 1, 2026
Rate checked
More details - Community 1st Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000intro ratePromotional rate · 3.75% interest rate
Rate checked
More details - 3.81%APY$577 over 18 months on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
Offer: With 2,500 Co-op Points
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - First Eagle Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$577 over 18 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Single deposit only (no additional deposits permitted after account opening). NCUA insured up to $250,000.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Des Moines Metro Credit UnionShare CertificatesCD · 18 months · $5,000 min
Credit union · Add a location to see nearby branches
3.81%APY$577 over 18 months on $10,000Requirements
Product: Dividends are compounded quarterly. APY assumes dividends remain in the account until maturity. A withdrawal prior to maturity will reduce earnings. To earn APY, the minimum balance must be maintained in the account every day. Early withdrawal penalty applies.
Offer: Penalty: 6 month.
3.75% interest rate · Compounded quarterly · Effective Oct 28, 2025
Rate checked
More details - CPS IBEW FCUJumbo Share CertificatesCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.81%APY$577 over 18 months on $10,000Requirements
Product: Dividends are calculated using the daily balance method. Penalties are assessed for early withdrawal. Rates are subject to change.
Offer: Penalty assessed for early withdrawal.
3.75% interest rate · Effective Feb 2, 2026
Rate checked
More details - HEB Federal Credit UnionFlex Share CertificateCD · 6–18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.80%APYRequirements
Product: New accounts only (6-18 months; listed under balances greater than $9,999.99 requiring $10,000.00 to open and on deposit each day to earn dividends; additional deposits not permitted after opening; membership required).
Offer: Requires $10,000.00 to open and $10,000.00 on deposit each day to earn dividends.
3.73% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank