Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 571–585 results
- First Eagle Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$2,056 over 60 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Single deposit only (no additional deposits permitted after account opening). NCUA insured up to $250,000.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mountain Heritage Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$2,056 over 60 months on $10,0003.75% interest rate
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More details - Members 1st Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$2,052 over 60 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Minimum balance requirements apply to average daily balance. Dividends/deposit rates are variable and may change at any time. Dividends can be re-invested into the certificate, deposited into account, or paid by monthly check.
Effective Oct 1, 2026
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More details - Greater Chautauqua Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,052 over 60 months on $10,000Requirements
Product: $500 minimum deposit to open. Compounded daily and posted quarterly. Early withdrawal penalty may be imposed. No setup or maintenance fees.
Offer: Certificate dividends are compounded daily and posted quarterly. Early withdrawal penalties apply.
3.75% interest rate · Compounded daily · Effective Jun 25, 2026
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More details - Cadets Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 3.80%–4.06% by balance
Credit union · Add a location to see nearby branches
3.80%APY$2,052 over 60 months on $10,000Requirements
Product: Dividends are calculated using average daily balance and are paid quarterly. Early withdrawal penalties apply (4 months for 12-18 month terms, 6 months for 2 year terms, 9 months for 3-5 year terms).
Offer: 9-Month Penalty for Early Withdrawal. Dividends calculated using average daily balance and paid quarterly.
3.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $50,000Your amount 3.80% $50,000 – $99,999 3.93% $100,000 – $250,000 4.06% Rate checked
More details - Cy-Fair FCUShare CertificateCD · 60 months · $1,000 min · 3.80%–4.00% by balance
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Minimum deposit of $1,000.00 required to open. Dividends post quarterly. Early withdrawal penalties may apply. Relationship pricing bonus rates available up to +0.40% APY for qualifying active checking (+0.10%), direct deposit (+0.10%), open/current installment loan or credit card (+0.10%), and credit union membership of 3+ years (+0.10%).
3.74% interest rate · Effective Aug 7, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $25,000Your amount 3.80% $25,000 – $50,000 3.85% $50,000 – $100,000 3.90% $100,000 – $500,000 3.95% Over $500,000 4.00% Rate checked
More details - Sharefax Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000with conditionsRequirements
Product: Rates are subject to change. Please check with a Member Service Representative. Business account holders do not qualify for Relationship Rates. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity.
Offer: Platinum relationship tier
Qualified rate · 3.73% interest rate · Compounded monthly · Effective Oct 5, 2026
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More details - Sharefax Credit UnionBump Share CertificatesCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000with conditionsRequirements
Product: Business account holders do not qualify for Jump or Relationship Rates. IRA and HSA share certificates are not eligible for bumps. Rates are subject to change. Please check with a Member Service Representative.
Offer: Platinum relationship tier
Qualified rate · 3.73% interest rate · Effective Oct 5, 2026
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More details - Redstone Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Membership required for RFCU products. Compounding and non-compounding dividend options available. Substantial penalty for early withdrawal of certificate principal prior to maturity. Minimum balance must be maintained at all times to earn disclosed APY. Also referenced as Traditional Standard. Note: Opening minimum is listed as $1,000 in rate schedule disclosures and $2,000 in features table.
Offer: Compounding option. Dividend rate is 3.75%. Opening minimum stated as $1,000 on rate disclosure and $2,000 on feature table.
3.75% interest rate · Balance cap $999,999 · Effective Sep 16, 2026
Rate checked
More details - MTC Federal Credit UnionShare CertificatesCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.75% interest rate
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More details - Red River Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded quarterly.
3.75% interest rate · Compounded quarterly · Effective Oct 7, 2026
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More details - Heritage Community Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000intro rateRequirements
Product: Minimum opening deposit $1,000.
Promotional rate · 3.74% interest rate · Effective Oct 14, 2026
Rate checked
More details - PSE Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
Offer: Fixed rate. Dividends compounded quarterly. Early withdrawal penalties apply.
3.75% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - ESB Banking & InsuranceCertificates of DepositCD · 60 months · $1,000 min · 3.70%–3.80% by balance
Bank · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. Higher rates/APYs on balances of $10,000 or more. Options include Compounding Plan, Auto Deposit Plan, and Check Plan. Terms of 2 years or greater can be converted to cash or another investment at half-term without penalty (10-day grace period; optional conversion date notification is $10.00). Substantial penalty for early withdrawal. Automatically renewable unless stated otherwise.
Offer: Check Plan (Interest via check); balance less than $10,000. Convertible at half term without penalty.
3.70% interest rate · Effective Aug 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.70% $10,000 and upYour amount 3.80% Rate checked
More details - First Alliance Credit UnionCertificate of DepositCD · 60 months · $500 min · 3.80%–4.05% by balance
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Fixed interest rate for the CD term. Minimum deposit is $500.00. No monthly service fees or charges. Auto-renewal options are available. Early withdrawal penalties may apply.
3.74% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $100,000Your amount 3.80% $100,000 – $250,000 3.95% $250,000 and up 4.05% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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