Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 556–570 results
- Associated Credit UnionTrust CDCD · 24 months · $200 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000intro rateRequirements
Product: Minimum balance to open is $200. Dividends compounded monthly.
Offer: Good Through October 28, 2026.
Promotional rate · 3.94% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Associated Credit UnionCertificate of Deposit (CD)CD · 24 months · $200 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000intro rateRequirements
Product: Minimum balance to open is $200. Dividends compounded monthly.
Offer: Good Through October 28, 2026.
Promotional rate · 3.94% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Adams Bank & Trust24 Month CDCD · 24 months · $500 min · 2.75%–4.00% by balance
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.72% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 24 Month CD Balance APY Up to $10,000 2.75% $10,000 and upYour amount 4.00% Rate checked
More details - Henrico Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalty applies. Minimum deposit to open is $1,000. Funds compounded monthly.
Offer: Early withdrawal penalty will or may be imposed. Dividends earned on entire account balance once minimum balance is met. Membership eligibility required.
3.93% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate checked
More details - First Federal Savings & LoanCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: $1,000 minimum balance to open. Term 6 months to 8 years. Early withdrawal penalties apply (term < 1 yr: 3 mos interest; 1 to 1.75 yrs: 6 mos interest; 2 yrs+: 12 mos interest). Interest is simple and pays at maturity. APY assumes principal remains on deposit. Limited time specials: 7 mo. Smart CD Special, 13 mo. Smart CD Special, and Bump & Run 24 Mo. CD Special.
Offer: Limited offer. Minimum balance to open is $1,000. Interest is simple and pays at maturity. APY assumes principal remains on deposit.
3.93% interest rate
Rate checked
More details - Numerica Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Rates are fixed. Dividends may be withdrawn without penalty; early withdrawal of principal may incur penalties.
Effective Oct 19, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: A penalty may be applied for early withdrawal.
Offer: A penalty may be applied for early withdrawal.
3.94% interest rate · Effective Oct 20, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: FDIC-insured. Minimum opening balance $500. Automatically renews. Interest credited quarterly. Non-IRA certificates may be pledged as collateral for a share loan. Early withdrawal penalty may apply.
Offer: Quarterly compounding. Early withdrawal penalty may apply.
3.94% interest rate · Effective Oct 15, 2026
Rate checked
More details - Dakota Western BankRegularly Advertised CDsCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Effective Oct 7, 2026
Rate checked
More details - Education Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal. Rates are paid at maturity. Higher dividend rates than standard savings when funds stay on deposit for a fixed term.
Offer: Paid at maturity. Penalty for early withdrawal.
Effective Sep 23, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Minimum balance $1,000.00. Automatic renewal at end of term with a 10-day grace period. Early withdrawal penalty applies (terms of 1 year or less: 90 days loss of dividends; terms greater than 1 year: 180 days loss of dividends).
3.93% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest is compounded quarterly. The Annual Percentage Yield assumes interest remains on deposit for one year. Periodic interest checks and transfers available.
Offer: Quarterly compound.
3.94% interest rate · Compounded quarterly · Effective Oct 7, 2026
Rate checked
More details - Leatherstocking Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Must be or become a member to establish any of the above accounts. Minimum of $500 required for all Certificates. Penalty for early maturity of CD is 3 months interest.
3.92% interest rate · Effective Oct 16, 2026
Rate checked
More details - Syracuse Fire Department Credit UnionTerm Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Minimum opening deposit is $1,000; penalties may be imposed for early withdrawal.
Offer: Penalties may be imposed for early withdrawal.
3.93% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Fixed rate for a fixed amount of time. Interest can be compounded to the CD, mailed quarterly by check, or deposited to checking or savings account.
Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank