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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 481–495 results

  1. Top Carrot, Carrot Score 89
    Conservation Employees Credit UnionCertificates of DepositCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.28%APY$81 over 3 months on $10,000
  2. Rolette State BankCertificates of Deposit (CDs)CD · 3 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.28%APY$81 over 3 months on $10,000
  3. Summit State BankCertificate of DepositCD · 3 months · $1,000 min · 0.10%–3.27% by balance

    Bank · Add a location to see nearby branches

    3.27%APY$81 over 3 months on $10,000
  4. Diamond Credit UnionRegular Share CertificateCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.26%APY$81 over 3 months on $10,000
  5. Top Carrot, Carrot Score 91
    SUN Credit UnionStandard Certificates of DepositCD · 3 months · $2,000 min

    Credit union · Add a location to see nearby branches

    3.26%APY$81 over 3 months on $10,000
  6. Air Academy Credit UnionCertificatesCD · 3–5 months · $500 min

    Credit union · Add a location to see nearby branches

    3.26%APY
  7. Concho Valley Credit UnionTerm Share CertificatesCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000
  8. Clay County State BankCertificate of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000
  9. Family First Federal Credit UnionCertificate AccountsCD · 3–5 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY
  10. Alternatives Federal Credit UnionShare CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000
  11. Teachers Federal Credit UnionCertificate AccountsCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000
  12. County Savings BankCertificate of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000
  13. Top Carrot, Carrot Score 92
    Stanford Federal Credit UnionCertificatesCD · 3 months · $100 min

    Credit union · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000with conditions
  14. Top Carrot, Carrot Score 95
    Meadowland Credit UnionShare CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000
  15. Tropical Financial Credit UnionRegular Certificate of DepositCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$80 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24

Typical
2.01%
Top 10% from
3.72%
Banks, typical
1.85%
Credit unions, typical
2.22%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate