Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 421–435 results
- Horizon Credit Union90 Day CertificateCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
3.40% interest rate · Effective Sep 28, 2026
Rate checked
More details - Peoples Bank of Deer LodgeCertificates of DepositCD · 3 months · $100 min
Bank · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: All Certificates of Deposit are subject to an early withdrawal penalty.
Offer: 90 Day Time CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed.
3.35% interest rate · Effective Sep 30, 2026
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More details - Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500. $5 member savings balance required for membership. Rates subject to change. Early withdrawal penalty may apply.
Offer: Includes 0.25% MORE VIP Relationship Reward Bonus (400+ points).
Qualified rate · 3.35% interest rate · Effective Sep 18, 2026
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More details - 3.40%APY
Requirements
Product: Additions allowed up to the original opening balance in minimum amounts of $500. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.34% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - Interstate BankCertificates of DepositCD · 3 months · $500 min · 3.39%–3.65% by balance
Bank · Add a location to see nearby branches
3.39%APY$84 over 3 months on $10,000Requirements
Product: Available for personal customer or business customer. No fees. Penalty for early withdrawal.
Offer: Daily Balances of $500 - $99,999.99. Penalty for early withdrawal.
3.35% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $100,000Your amount 3.39% $100,000 and up 3.65% Rate checked
More details - 3.39%APY$84 over 3 months on $10,000
Requirements
Offer: 91 Day term. Early withdrawal penalty: 1 Month's Interest.
3.30% interest rate · Effective Sep 24, 2026
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More details - Great North BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.38%APY$83 over 3 months on $10,000Requirements
Product: Interest compounded and credited monthly. Assumes interest remains on deposit until maturity; withdrawal or paying interest out reduces earnings. Closing account before interest is credited forfeits accrued interest.
Effective May 20, 2026
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More details - Frost BankFrost Certificate of Deposit AccountCD · 3 months · $1,000 min · 3.35%–4.00% by balance
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: Fixed amount of interest in return. Account automatically renews at maturity with 10 calendar days grace period to withdraw funds without penalty. Penalty may be imposed for early withdrawal. Balance may be used to waive monthly service charges for a Frost consumer checking account (Frost Personal Account, Frost Plus Account, or Frost Premium Account).
Offer: 90 Day CD. Minimum deposit $1,000. Penalty may be imposed for early withdrawal.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Frost Certificate of Deposit Account Balance APY $1,000 – $100,000Your amount 3.35% $100,000 and up90 Day Jumbo CD. Minimum deposit $100,000. 3.70% $500,000 and up90 Day Jumbo CD. Minimum deposit $500,000. Visit a Frost financial center for CDs of $500,000 and over. Interest rate and APY may change at any time at bank discretion. 4.00% Rate checked
More details - Merchants BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: $500 minimum opening deposit. Flexible terms starting from just three months. No monthly service charge. A penalty may be imposed for early withdrawal.
Offer: Winona - Downtown branch rates. Penalty may be imposed for early withdrawal.
Effective Sep 17, 2026
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More details - Trinity BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,0003.31% interest rate · Effective Sep 25, 2026
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More details - SUMA Federal Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: Rates effective as of 10/13/2026. Early withdrawal penalties apply as shown per term. Minimum opening balance applies.
Offer: Penalty for early withdrawal: 3 Months Dividends.
3.30% interest rate · Effective Oct 13, 2026
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More details - 1st Advantage BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000intro rateRequirements
Offer: Penalty may be imposed for early withdrawal.
Promotional rate · 3.31% interest rate · Effective Oct 5, 2026
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More details - 3.35%APY$83 over 3 months on $10,000intro rate
Promotional rate · Effective Oct 8, 2026
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More details - St. Mary's Credit UnionCertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: St. Mary's Credit Union membership eligibility required. No setup or maintenance fees. Subject to early withdrawal penalties. Renews automatically upon maturity. Deposits cannot be made during the term of the account.
3.25% interest rate
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More details - Citizens Federal Savings and LoanCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: Rates are fixed for the term of the CDs. Substantial penalty for early withdrawal. Minimum balance to earn APY is $500.00. Most certificate accounts automatically renew on their maturity date for the same term at current rate. Early withdrawal penalty: 30 days through 12 months is 3 months simple interest; longer than 12 months is 6 months simple interest; 48 or 60 months is 12 months simple interest.
3.30% interest rate · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank