Bank · FDIC insured
Peoples Bank of Deer Lodge CD Rates
Peoples Bank of Deer Lodge’s best CD rate is 3.40% APY on a 3-month CD. Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How Peoples Bank of Deer Lodge’s CD rates compare
Compared with banks and credit unions in Montana, where Peoples Bank of Deer Lodge has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank of Deer Lodge
3.40%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $84
Certificates of Deposit
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $5
- Earns on $10,000
- $920
Peoples Bank of Deer Lodge CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.09%
- 16–30 months16–30 mo2.63%
- 31–60 months31–60 mo2.12%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank of Deer Lodge ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.40%APY · 8 terms
All Certificates of Deposit are subject to an early withdrawal penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Day Time CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 3.40% | $84 |
| 6 months6 Month CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 3.15% | $156 |
| 12 months1 Year CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 3.09% | $309 |
| 18 months18 Month CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 2.63% | $397 |
| 24 months2 Year Fixed. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 2.52% | $510 |
| 30 months2 1/2 Year Variable CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 2.37% | $603 |
| 36 months3 Year Fixed CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 2.12% | $650 |
| 48 months4 Year Fixed CD. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 2.07% | $854 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRAs
Up to 3.14%APY · 2 terms
Individual Retirement Account (IRA) term certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsIRA 18 Month Fixed. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 3.14% | $475 |
| 36 monthsIRA 36 Month Variable. Minimum balance required to earn APY is $100.00. Early withdrawal penalty may be imposed | 2.63% | $810 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.