Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 361–375 results
- Appalachian Community Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
4.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - CommunityWide Federal Credit UnionCW CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Offer: Dividends paid at end of each month.
4.07% interest rate · Effective Oct 1, 2026
Rate checked
More details - TAB BankBank Certificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Good on new CDs only. Interest assumes deposit until maturity and monthly compounding; early withdrawal penalty may apply.
Offer: Must maintain minimum balance to earn disclosed APY.
Effective Oct 4, 2026
Rate checked
More details - Oxford Federal Credit UnionShare CertificatesCD · 24–35 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APYRequirements
Product: Membership eligibility required. Early withdrawal penalties may apply. Jumbo ($95,000 and greater) Share Certificates rates are available by phone.
Rate checked
More details - Frontwave Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Must be a member or qualify for membership to open a certificate. Early withdrawal subject to penalty. Automatically renews upon maturity at the current rate and term closest to standard terms unless other options selected. 7-day grace period.
Offer: Minimum opening deposit/balance of $1,000 required.
4.07% interest rate · Effective Sep 21, 2026
Rate checked
More details - Haven Savings Bank88th Anniversary Special CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000intro rateRequirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). New money only; initial deposit cannot be from an existing Haven Savings Bank account. Penalty for early withdrawal. Maximum deposit $250,000.
Offer: New money only. Compounding method: Continuous. Limited time offer. Penalty for early withdrawal.
Promotional rate · 4.07% interest rate · Balance cap $250,000 · Effective Sep 9, 2026
Rate checked
More details - Bank of CommerceCertificate of Deposit (CD)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Fixed rate of interest. Early withdrawal penalty may be imposed; fees may reduce earnings.
Offer: Interest paid quarterly.
4.09% interest rate · Effective Aug 20, 2026
Rate checked
More details - Priority First Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Additional Deposits not allowed. Withdrawals allowed for dividends only. Automatically renew.
Offer: Fixed rate; Dividends compounded and credited quarterly; Dividend period is Account's Term; Additional Deposits not allowed; Withdrawals allowed for dividends only; Automatically renew
4.09% interest rate · Effective Sep 17, 2026
Rate checked
More details - First State BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.14%APY$845 over 24 months on $10,000Requirements
Product: Fees may reduce earnings. Substantial penalty will be imposed for premature withdrawal, calculated only on the amount withdrawn if less than the full deposit. Early Withdrawal Penalty: 30 Day through 1 Year terms have a penalty of 6 Months Interest; Over 1 Year through 8 year terms have a penalty of 12 Months Interest. All Individual Retirement Accounts: 30 Day through 1 Year terms have a penalty of 6 Months Interest; Over 1 Year through 8 Year terms have a penalty of 12 Months Interest. Automatically renews upon maturity after a 10 day grace period. No setup or maintenance fees.
Offer: Compounded semi-annually on a 365/365 basis with principal and interest reinvested at the initial rate of the certificate. Substantial penalty for premature withdrawal.
4.10% interest rate · Effective Oct 7, 2026
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More details - Members Advantage Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.13%APY$844 over 24 months on $10,000Requirements
Product: Dividends compounded monthly. A minimum deposit of $1,000.00 is required.
Offer: Dividends compounded monthly.
Compounded monthly · Effective Oct 1, 2026
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More details - Lincoln Maine FCUShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.13%APY$844 over 24 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
4.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - Cranberry FCUCertificates of Deposit (CD)CD · 24 months · $500 min · 4.13%–4.28% by balance
Credit union · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,0004.05% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY $500 and upYour amount 4.13% $50,000 and up 4.28% Rate checked
More details - Winthrop Area Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,0004.05% interest rate · Effective Oct 2, 2026
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More details - Balboa Thrift and LoanJumbo Certificates of DepositCD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,000Requirements
Product: No maintenance fees on CDs. Interest compounded daily if added back to certificate; simple interest if paid monthly by check or deposited into savings. 5-day grace period after maturity. Early withdrawal penalty equal to 3 months of interest.
4.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - Directions Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,000Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.05% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank