Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results
- Producers Bank & TrustCertificates of DepositCD · 12 months
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Rate checked
More details - Spero FinancialTerm Share CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account. Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms. Automatic renewal at maturity available.
Offer: Certificate dividends paid quarterly.
Effective Oct 1, 2026
Rate checked
More details - State Bank of Southern UtahCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
Offer: Add-on certificate.
4.18% interest rate · Effective Oct 2, 2026
Rate checked
More details - Prime Alliance BankCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Fixed rate until maturity/renewal. Interest is compounded and paid monthly. Minimum balance of $500 required to open and obtain APY. Early withdrawal penalty applies.
4.17% interest rate
Rate checked
More details - VacationLand Federal Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Membership eligibility required with a minimum deposit of $5 in a savings account. Penalty may be imposed for early withdrawal.
Effective Sep 22, 2026
Rate checked
More details - North Districts Community Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Offer: Promotional rate. Offer may end without notice.
Promotional rate · 4.25% interest rate · Effective Sep 23, 2026
Rate checked
More details - Poppy BankPersonal Certificate of Deposit AccountsCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Offer: APY accurate as of September 24, 2026. Rate may change after account is opened. Minimum balance requirement must be maintained in the account each day to obtain the disclosed APY. Grace period of seven calendar days after maturity to withdraw funds without penalty. Early withdrawal penalty equals 3.00% of the principal amount withdrawn early.
4.16% interest rate · Effective Sep 24, 2026
Rate checked
More details - Leaders Credit Union12-Month Certificate SpecialCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit with the credit union within the last 30 days). Existing members without a checking account can qualify by opening a new checking account. At maturity, automatically renews as a 12 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends compounded and credited monthly. Fixed rate. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Effective Jul 1, 2026
Rate checked
More details - TruWest Credit UnionSavings CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Must be a TruWest member with a minimum $5 deposit and continuing balance. Minimum certificate balance of $500.
Offer: Effective as of 2026-09-23. Subject to change.
Promotional rate · 4.16% interest rate · Effective Sep 23, 2026
Rate checked
More details - HealthShare Credit UnionShare Certificate SpecialsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro ratePromotional rate
Rate checked
More details - Gulf Coast Community Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 0.70%–4.25% by balance
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Early withdrawal penalty equal to one half of original term's projected dividend earnings (whether earned or not) with a 365-day maximum. No setup or maintenance fees. Rates subject to change at renewal.
Offer: This special rate is available for a limited time.
4.17% interest rate · Effective May 5, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 4.25% $100,000 and up 0.70% Rate checked
More details - Blue Eagle Credit UnionRegular CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Membership eligibility and credit qualification requirements may apply. Initial savings account deposit of $5 or more required for membership. Dividends compounded and credited quarterly based on average daily balance. Penalty may be imposed for early withdrawal. Service charges may reduce earnings.
4.18% interest rate · Effective Jun 1, 2026
Rate checked
More details - Merck Employees Federal Credit UnionShare CertificateCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Must be a member in good standing with the credit union. No additional deposits permitted after opening; early withdrawals forfeit all interest earned / subject to early withdrawal penalty. Dividends compounded and credited at maturity.
4.25% interest rate · Effective Jan 1, 2026
Rate checked
More details - PBT BancorpCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Interest is compounded and credited at maturity unless paid by check. Daily balance method applies. Early withdrawal penalty applies depending on term. Automatically renewable with 10-day grace period. Jumbo rate requires a minimum balance of $100,000.
Offer: Early withdrawal penalty: Six months' interest.
4.18% interest rate · Effective Jul 1, 2026
Rate checked
More details - Loyal Trust BankCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Maximum opening deposit is $1,000,000. Early withdrawal penalty may apply. 10-day grace period after maturity with automatic renewal.
Offer: Early withdrawal penalty may apply; $1,000,000 max opening deposit.
4.17% interest rate · Balance cap $1,000,000 · Effective Aug 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.41%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank